First Community Bankshares, Inc. (FCBC) Stock Score, Valuation & Financial Research
First Community Bankshares, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 53/100.
Quick answer for FCBC
First Community Bankshares, Inc. currently has a Wall Street Score of 53/100. The stored market price is $47.71. Its financial score is 67/100. Its valuation score is 93/100. These figures are a research snapshot, not a buy or sell recommendation.
What First Community Bankshares, Inc. does
First Community Bankshares, Inc. operates as a financial holding company, primarily through its subsidiary, First Community Bank. This institution offers a broad spectrum of banking and financial services. Its offerings include a variety of deposit accounts such as checking, savings, and money market accounts, along with certificates of deposit and individual retirement arrangements. The bank also provides lending solutions, encompassing commercial, consumer, and real estate mortgage loans, in addition to lines of credit. Customers benefit from various credit, debit, and ATM card services. Furthermore, the company delivers both corporate and personal trust services. Beyond conventional banking, First Community Bankshares specializes in wealth management, which includes trust administration, estate planning, and investment advisory services. Dedicated investment management services are al
FCBC financial snapshot
- Wall Street Score:
- 53/100
- Current price:
- $47.71
- Market capitalization:
- $900.1M
- Revenue:
- $138.8M
- Net income:
- $59.3M
- Free cash flow:
- $60.0M
- Cash:
- $591.9M
- Total debt:
- $2.9M
- EPS:
- 3.18
- P/E ratio:
- 15.0x
- Financial score:
- 67/100
- Valuation score:
- 93/100
- Revenue score:
- 30/100
What stands out
- Reported year-over-year revenue growth is -0.3%.
- Free cash flow is $60.0M, showing positive cash generation.
- The balance sheet shows $591.9M of cash versus $2.9M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 93/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 67/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research FCBC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.