Essent Group Ltd. (ESNT) Stock Score, Valuation & Financial Research
Essent Group Ltd. is in the Financial Services sector and Insurance - Specialty industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 72/100.
Quick answer for ESNT
Essent Group Ltd. currently has a Wall Street Score of 72/100. The stored market price is $68.18. Its financial score is 69/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What Essent Group Ltd. does
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company’s mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd.
ESNT financial snapshot
- Wall Street Score:
- 72/100
- Current price:
- $68.18
- Market capitalization:
- $6.28B
- Revenue:
- $1.32B
- Net income:
- $680.7M
- Free cash flow:
- $848.7M
- Cash:
- $74.3M
- Total debt:
- $496.0M
- EPS:
- 7.23
- P/E ratio:
- 9.4x
- Financial score:
- 69/100
- Valuation score:
- 100/100
- Revenue score:
- 42/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $848.7M, showing positive cash generation.
- The balance sheet shows $74.3M of cash versus $496.0M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 69/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-07.
How to research ESNT
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.