Eagle Bancorp, Inc.
EGBN · Price history
Price at last available close
$32.86
+$4.41 (+15.50%) 1M
2026-10-28
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Company & revenue
About Eagle Bancorp, Inc.
Primary reporting period: 2025-12-31 · Research updated Oct 12, 2026. A research update is not a new financial filing.
Who they are
Eagle Bancorp, Inc. functions as the parent entity for EagleBank, providing a comprehensive suite of commercial and consumer banking services. Though operating broadly within the United States, its physical presence, as of December 31, 2021, was concentrated in the greater Washington D. C.
How they make money
Eagle Bancorp, Inc. operates as a bank holding company for EagleBank, a community-focused commercial bank. It generates revenue primarily through net interest income, earned by collecting interest on loans and investments while paying interest on deposits and borrowings, supplemented by noninterest income from banking services.
Products & services
The company provides commercial and consumer banking services, including commercial real estate loans, commercial and industrial loans, residential mortgage loans, and various deposit products such as checking, savings, and money market accounts.
Brands & revenue mix
The primary banking brand under which the company conducts its commercial and consumer banking operations.
Separate brand revenue is not available in this research.Source
Revenue share is not unit sales or a best-seller ranking. Parent brands and included sub-brands can overlap; do not add overlapping rows.
Product / operating segments
No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.
Geographic revenue
No reconciled geographic revenue breakdown was confirmed for the current research period.
Customer concentration
No quantified customer-concentration disclosure is available in the current saved research.
Suppliers, materials & equipment
- Third-party insurance brokers — Provides access to insurance products and services through a referral program with the subsidiary Eagle Insurance Services, LLC.Source
Competitors
- Super-regional financial institutions — Large financial institutions that dominate the primary market area in which the company operates.Source
Strengths
- Community bank alternative positioningSource
Wall Street Score
Overall investment score · Quality, value, risk and opportunity
20
Poor
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
15
Poor
Financial Strength
8
Business Quality / Moat
23
Management
19
Growth Quality
11
Risk / Durability
20
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
19
Avoid
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
27/100
Building Historical Record
Model Score 27/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.
Probability unavailable — the model has not produced a calibrated probability yet.
Click for full breakdown →
WSS View
The quick read
The overall Wall Street Score is low across its combined quality, valuation and risk inputs. This can reflect an expensive share price, business weaknesses, or both; check Company Quality and the category breakdown before drawing a conclusion.
At today’s price, the WSS valuation framework currently reads as less attractive based on the available valuation and market data.
The model outlook is currently cautious.
No strong positive signal is being highlighted from the currently available summary data.
- •Debt service risk
- •Valuation is a weaker part of the current profile
- •Revenue fundamentals are weak
- •Debt / balance-sheet profile needs attention
Company-specific research
Questions worth answering for EGBN
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
- •What is driving EGBN's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
- •Is EGBN's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
- •Is EGBN's debt load manageable relative to cash generation, interest costs and upcoming maturities?
- •What specifically needs to improve for EGBN to reach sustainable profitability?
- •What future growth or profitability would be needed to justify EGBN's current valuation?
Essential Investment Snapshot
Wall Street Score
20
Opportunity Score
19
Market Cap
$1.00B
P/E Ratio
-22.1
EPS
$-1.26
52-Week High
$29.29
52-Week Low
$15.03
Beta
0.95
Analyst Target
$30.50
Shares Outstanding
30.2M
Total Revenue
$596.3M
Total Debt
$211.7M
Dividend Yield (TTM)
0.12%
Liquidation Value / Share
$38.04
Dividend / Share (TTM)
$0.04
Momentum & Volatility Signals
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
Strong upward momentum
Elevated movement
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for EGBN
Detected from reported data — verify before acting.Dividend history reported
Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.
Debt service risk
Interest coverage is low (~-0.5x). Earnings may be strained to cover interest expense.
Community Sentiment
0 active · 0 total callsNo personal call yet on EGBN.
Potential upside factors
- +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
- +Community bank alternative positioning.
- +Positive free cash flow may provide capacity to invest in growth.
Potential downside factors
- −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Banks - Regional industry.
- −Credit risk associated with commercial real estate and C&I loan portfolios.
- −Funding and liquidity risk.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdownWas this stock page easy to understand?
One click helps us improve the research experience. This is not tied to an investment decision.
Score Changes
6 historical score records availablePrevious Score
20
Sep 21, 2026
Change
+0.1
points
Current Score
20
Oct 1, 2026
Category Changes
EGBN increased 0.1 points because overall fundamentals improved.
Projected Score
Projected Score
14
Projected Change
-6.0 points
Preliminary comparable-period financial changes suggest decline of approximately 6.0 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
Valuation unavailableCurrent Price
$32.90
Model Intrinsic Value
—
Difference
—
Margin of Safety
—
Intrinsic value is not currently available for this stock, so valuation can't be calculated.
Financial Charts
Revenue
Additional Metrics
Operating Cash Flow
Total Debt
Total Assets
Net Margin %
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
| Line Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $596.3M | $634.3M | $707.5M | $646.9M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Cost of Revenue | $441.8M | $614.1M | $463.1M | $366.1M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Gross Profit | $154.4M | $20.1M | $244.4M | $280.8M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Research & Development | $0.00 | $0.00 | $0.00 | $0.00 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| SG&A Expenses | $113.6M | $60.3M | $122.2M | $101.3M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Operating Expenses | $194.5M | $190.7M | $274.6M | $153.3M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| EBITDA | -$37.6M | -$168.2M | -$27.0M | $131.0M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Operating Income | -$40.1M | -$170.5M | -$30.2M | $127.5M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Interest Expense | $295.6M | $335.1M | $398.9M | $334.8M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Income Before Tax | -$55.7M | -$186.2M | -$30.2M | $127.5M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Income Tax Expense | -$17.4M | -$58.1M | $16.8M | $27.0M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Net Income | -$38.3M | -$128.1M | -$47.0M | $100.5M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Basic EPS | $-1.26 | $-4.21 | $-1.56 | $3.31 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Basic Shares | 30.50M | 30.24M | 30.16M | 30.37M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Diluted Shares | 30.57M | 30.24M | 30.16M | 30.39M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
Earnings Summary
Revenue
$137.3M
Estimate unavailable.
Revenue Beat/Miss
Not available (no estimate stored)
EPS
$0.23
Estimate unavailable.
EPS Beat/Miss
Not available (no estimate stored)
Debt Change
+13.2%
Cash Change
-94.7%
Margin Change
+49.2 pp
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
- Margins expanded
What Weakened
- Cash position declined
- Debt increased
Potential Score Impact
Positive indicators included net income margin. Pressure indicators included revenue growth, EPS growth, cash levels, debt levels. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue declined 13.0%. EPS declined 110.0%. Cash declined 94.7%. Total debt increased 13.2%. Net income margin improved by 49.2 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
Insider Activity
Guru / Smart Money
Guru Score
Smart Money
Number of Gurus
Total Guru Value
Avg Portfolio Weight
Largest Holder
Largest Holder %
New Positions
Increased Positions
Reduced Positions
Exited Positions
Net Guru Sentiment
Short Interest
Dividend History
Log in to view dividend history.
Conservative Projected Values
3 Years
$———.——
5 Years
$———.——
10 Years
$———.——
Conservative Projection Rate
——%
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Start 7-Day Free TrialHistorical Outperformance Record
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.
Start 7-Day Free TrialHistorical Trends
6 historical recordsHistorical Score Chart
3 of 6 records shownWall Street Score
Debt Score
Revenue Score
Asset Score
Capital Score
Management Score
Moat Score
Valuation Score
Buffett Score
Intrinsic Value
Value Reference
Margin of Safety %
Related Companies
Banks - RegionalNews
EagleBank Appoints Corey Muñoz Chief People Officer
Veteran Commercial Real Estate Banker Cesar “Ces” Escamilla Joins EagleBank to Accelerate Growth
EagleBank Expands Commercial Banking Presence in Baltimore
Local Commercial Real Estate Banker Matthew Nader Joins EagleBank to Drive Growth and Deepen Client Relationships
Rumor Mill · EGBN
Corporate developments & opportunities
No reviewed developments match this filter.
Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.
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