Enterprise Financial Services Corp (EFSC) Stock Score, Valuation & Financial Research

Enterprise Financial Services Corp is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 56/100.

Quick answer for EFSC

Enterprise Financial Services Corp currently has a Wall Street Score of 56/100. The stored market price is $64.13. Its financial score is 26/100. Its valuation score is 97/100. The latest WSS change is -0.1 points. These figures are a research snapshot, not a buy or sell recommendation.

What Enterprise Financial Services Corp does

Enterprise Financial Services Corp (EFSC) serves as the parent financial holding company for Enterprise Bank & Trust. Through this subsidiary, it delivers a comprehensive array of banking and wealth management solutions to both individual and corporate clients. The company's core deposit offerings encompass checking, savings, and money market accounts, alongside certificates of deposit. On the lending side, EFSC extends a broad portfolio of credit facilities, including commercial and industrial loans, commercial real estate financing, construction and land development loans, residential real estate mortgages, agricultural loans, and consumer credit. Beyond traditional banking, the firm provides specialized business services such as treasury management and international trade support. It also operates a unique tax credit brokerage service, assisting clients with the acquisition and subseq

EFSC financial snapshot

Wall Street Score:
56/100
Current price:
$64.13
Market capitalization:
$2.32B
Revenue:
$988.4M
Net income:
$190.3M
Free cash flow:
$181.5M
Cash:
$273.9M
Total debt:
$682.1M
EPS:
5.07
P/E ratio:
12.6x
Financial score:
26/100
Valuation score:
97/100
Revenue score:
37/100

What stands out

  • Reported year-over-year revenue growth is +0.1%.
  • Free cash flow is $181.5M, showing positive cash generation.
  • The balance sheet shows $273.9M of cash versus $682.1M of total debt, so leverage deserves attention.
  • The latest Wall Street Score change is -0.1 points: EFSC decreased 0.1 points because some fundamentals weakened.

What the numbers mean

Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.

The financial score is 26/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-09-07.

How to research EFSC

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.