Eagle Bancorp Montana, Inc. (EBMT) Stock Score, Valuation & Financial Research

Eagle Bancorp Montana, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 55/100.

Quick answer for EBMT

Eagle Bancorp Montana, Inc. currently has a Wall Street Score of 55/100. The stored market price is $22.4. Its financial score is 49/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.

What Eagle Bancorp Montana, Inc. does

Eagle Bancorp Montana, Inc. serves as the parent company for Opportunity Bank of Montana, delivering a comprehensive array of retail banking products and financial services. Its primary clientele comprises small businesses and individual customers located throughout Montana. The bank facilitates diverse deposit accounts, which include checking, savings, money market, individual retirement accounts (IRAs), and certificates of deposit (CDs). Its extensive lending portfolio encompasses residential mortgage loans for 1-4 family properties, including financing for new construction; a variety of commercial real estate loans, such as those for multi-family dwellings, non-residential properties, development projects, and farmland; and second mortgage or home equity loans. Furthermore, the company provides various consumer loans, including those secured by collateral like automobiles, recreationa

EBMT financial snapshot

Wall Street Score:
55/100
Current price:
$22.4
Market capitalization:
$178.4M
Revenue:
$99.2M
Net income:
$16.1M
Free cash flow:
$28.3M
Cash:
$26.1M
Total debt:
$96.6M
EPS:
2.06
P/E ratio:
10.9x
Financial score:
49/100
Valuation score:
97/100
Revenue score:
25/100

What stands out

  • Reported year-over-year revenue growth is -0.2%.
  • Free cash flow is $28.3M, showing positive cash generation.
  • The balance sheet shows $26.1M of cash versus $96.6M of total debt, so leverage deserves attention.

What the numbers mean

Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.

The financial score is 49/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-09-07.

How to research EBMT

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.