Eastern Bankshares, Inc. (EBC) Stock Score, Valuation & Financial Research
Eastern Bankshares, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 58/100.
Quick answer for EBC
Eastern Bankshares, Inc. currently has a Wall Street Score of 58/100. The stored market price is $21.67. Its financial score is 26/100. Its valuation score is 97/100. The latest WSS change is -0.2 points. These figures are a research snapshot, not a buy or sell recommendation.
What Eastern Bankshares, Inc. does
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, c
EBC financial snapshot
- Wall Street Score:
- 58/100
- Current price:
- $21.67
- Market capitalization:
- $5.01B
- Revenue:
- $1.43B
- Net income:
- $376.1M
- Free cash flow:
- $413.0M
- Cash:
- $175.5M
- Total debt:
- $398.6M
- EPS:
- 1.76
- P/E ratio:
- 12.3x
- Financial score:
- 26/100
- Valuation score:
- 97/100
- Revenue score:
- 61/100
What stands out
- Reported year-over-year revenue growth is +0.4%.
- Free cash flow is $413.0M, showing positive cash generation.
- The balance sheet shows $175.5M of cash versus $398.6M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.2 points: EBC decreased 0.2 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 26/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-07.
How to research EBC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.