Donegal Group Inc. (DGICB) Stock Score, Valuation & Financial Research
Donegal Group Inc. is in the Financial Services sector and Insurance - Property & Casualty industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 63/100.
Quick answer for DGICB
Donegal Group Inc. currently has a Wall Street Score of 63/100. The stored market price is $22.98. Its financial score is 62/100. Its valuation score is 90/100. The latest WSS change is +2.2 points. These figures are a research snapshot, not a buy or sell recommendation.
What Donegal Group Inc. does
Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their c
DGICB financial snapshot
- Wall Street Score:
- 63/100
- Current price:
- $22.98
- Market capitalization:
- $746.2M
- Revenue:
- $963.2M
- Net income:
- $71.1M
- Free cash flow:
- $70.2M
- Cash:
- $23.7M
- Total debt:
- $35.0M
- EPS:
- 1.97
- P/E ratio:
- 11.7x
- Financial score:
- 62/100
- Valuation score:
- 90/100
- Revenue score:
- 28/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $70.2M, showing positive cash generation.
- The balance sheet shows $23.7M of cash versus $35.0M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is +2.2 points: DGICB increased 2.2 points because Capital improved by 3 points, Valuation improved by 8.7 points.
What the numbers mean
Its current valuation score is 90/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 62/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-17.
How to research DGICB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.