Donegal Group Inc. (DGICA) Stock Score, Valuation & Financial Research
Donegal Group Inc. is in the Financial Services sector and Insurance - Property & Casualty industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 65/100.
Quick answer for DGICA
Donegal Group Inc. currently has a Wall Street Score of 65/100. The stored market price is $19. Its financial score is 62/100. Its valuation score is 100/100. The latest WSS change is +0.1 points. These figures are a research snapshot, not a buy or sell recommendation.
What Donegal Group Inc. does
Donegal Group, Inc. is an insurance holding company, which engages in the provision of property and casualty insurance to businesses and individuals. It operates through the following segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The Investment Function segment covers investment activities. The Personal Lines of Insurance segment consists of homeowners and private passenger automobile policies. The Commercial Lines of Insurance segment includes commercial automobile, commercial multi-peril, and workers compensation policies. The company was founded on August 26, 1986 and is headquartered in Marietta, PA.
DGICA financial snapshot
- Wall Street Score:
- 65/100
- Current price:
- $19
- Market capitalization:
- $700.1M
- Revenue:
- $963.2M
- Net income:
- $71.1M
- Free cash flow:
- $70.2M
- Cash:
- $23.7M
- Total debt:
- $35.0M
- EPS:
- 1.97
- P/E ratio:
- 9.6x
- Financial score:
- 62/100
- Valuation score:
- 100/100
- Revenue score:
- 29/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $70.2M, showing positive cash generation.
- The balance sheet shows $23.7M of cash versus $35.0M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is +0.1 points: DGICA increased 0.1 points because overall fundamentals improved.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 62/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-17.
How to research DGICA
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.