CVB Financial Corp. (CVBF) Stock Score, Valuation & Financial Research
CVB Financial Corp. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 40/100.
Quick answer for CVBF
CVB Financial Corp. currently has a Wall Street Score of 40/100. The stored market price is $22.72. Its financial score is 18/100. Its valuation score is 54/100. The latest WSS change is -0.1 points. These figures are a research snapshot, not a buy or sell recommendation.
What CVB Financial Corp. does
CVB Financial Corp. (CVBF) serves as the parent organization for Citizens Business Bank, a state-chartered financial institution that delivers a broad spectrum of banking and financial services. The bank primarily caters to individuals and small to medium-sized businesses. Its product offerings include a full range of deposit accounts, such as checking, savings, money market accounts, and certificates of deposit (CDs), available for both personal and business clients. Citizens Business Bank also functions as an authorized depository for federal tax payments. On the lending side, CVBF provides diverse commercial financing options, including lines of credit, working capital solutions, accounts receivable financing, and letters of credit. It extends specialized agricultural loans to support the operational needs of wholesale dairy farms, cattle feeders, livestock raisers, and other farmers.
CVBF financial snapshot
- Wall Street Score:
- 40/100
- Current price:
- $22.72
- Market capitalization:
- $3.26B
- Revenue:
- $705.9M
- Net income:
- $206.9M
- Free cash flow:
- $217.3M
- Cash:
- $1.10B
- Total debt:
- $1.10B
- EPS:
- 1.52
- P/E ratio:
- 14.9x
- Financial score:
- 18/100
- Valuation score:
- 54/100
- Revenue score:
- 30/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $217.3M, showing positive cash generation.
- The balance sheet shows $1.10B of cash versus $1.10B of total debt, leaving more cash than debt.
- The latest Wall Street Score change is -0.1 points: CVBF decreased 0.1 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 54/100, which Wall Street Score classifies as mixed within the model's valuation framework.
The financial score is 18/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-17.
How to research CVBF
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.