Customers Bancorp, Inc. (CUBI) Stock Score, Valuation & Financial Research
Customers Bancorp, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 58/100.
Quick answer for CUBI
Customers Bancorp, Inc. currently has a Wall Street Score of 58/100. The stored market price is $78.14. Its financial score is 16/100. Its valuation score is 100/100. The latest WSS change is +0.4 points. These figures are a research snapshot, not a buy or sell recommendation.
What Customers Bancorp, Inc. does
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company’s lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash
CUBI financial snapshot
- Wall Street Score:
- 58/100
- Current price:
- $78.14
- Market capitalization:
- $2.64B
- Revenue:
- $1.49B
- Net income:
- $291.4M
- Free cash flow:
- $333.7M
- Cash:
- $85.5M
- Total debt:
- $2.37B
- EPS:
- 8.49
- P/E ratio:
- 9.2x
- Financial score:
- 16/100
- Valuation score:
- 100/100
- Revenue score:
- 30/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $333.7M, showing positive cash generation.
- The balance sheet shows $85.5M of cash versus $2.37B of total debt, so leverage deserves attention.
- The latest Wall Street Score change is +0.4 points: CUBI increased 0.4 points because overall fundamentals improved.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 16/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-17.
How to research CUBI
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.