Central Plains Bancshares, Inc. Common Stock (CPBI) Stock Score, Valuation & Financial Research

Central Plains Bancshares, Inc. Common Stock is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 57/100.

Quick answer for CPBI

Central Plains Bancshares, Inc. Common Stock currently has a Wall Street Score of 57/100. The stored market price is $21.41. Its financial score is 58/100. Its valuation score is 93/100. These figures are a research snapshot, not a buy or sell recommendation.

What Central Plains Bancshares, Inc. Common Stock does

Central Plains Bancshares, Inc. operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that operates as a federally chartered stock savings and loan association in Nebraska, the United States. The company provides deposits accounts, including checking and savings accounts and certificates of deposit. It also provides one- to four-family residential mortgage loans secured by properties, commercial non-real estate loans, multi-family residential real estate loans, construction and land development loans, and agricultural real estate and non-real estate loans, as well as consumer loans, such as dental implant loans, automobile loans, energy loans, student loans, recreation vehicle loans, boat loans, and unsecured preferred lines of credit. In addition, the company offers automated teller machines and electronic banking services, including mobile b

CPBI financial snapshot

Wall Street Score:
57/100
Current price:
$21.41
Market capitalization:
$89.6M
Revenue:
$31.4M
Net income:
$4.5M
Free cash flow:
$5.8M
Cash:
$5.6M
Total debt:
$195K
EPS:
1.17
P/E ratio:
18.3x
Financial score:
58/100
Valuation score:
93/100
Revenue score:
28/100

What stands out

  • Reported year-over-year revenue growth is +0.0%.
  • Free cash flow is $5.8M, showing positive cash generation.
  • The balance sheet shows $5.6M of cash versus $195K of total debt, leaving more cash than debt.

What the numbers mean

Its current valuation score is 93/100, which Wall Street Score classifies as strong within the model's valuation framework.

The financial score is 58/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-09-17.

How to research CPBI

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.