CoastalSouth Bancshares, Inc. (COSO) Stock Score, Valuation & Financial Research
CoastalSouth Bancshares, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 61/100.
Quick answer for COSO
CoastalSouth Bancshares, Inc. currently has a Wall Street Score of 61/100. The stored market price is $27.23. Its financial score is 59/100. Its valuation score is 97/100. The latest WSS change is +0.4 points. These figures are a research snapshot, not a buy or sell recommendation.
What CoastalSouth Bancshares, Inc. does
CoastalSouth Bancshares, Inc. (COSO) serves as the bank holding company for CoastalStates Bank, offering a diverse array of banking products and services to both retail and commercial clientele. Customers can access a range of deposit products, including checking, savings, money market accounts, certificates of deposit, and individual retirement accounts. Its lending options span residential mortgages, home equity loans, cash value lines of credit, commercial and government-backed financing, and mortgage banker finance. The bank also provides debit and credit cards. Additional offerings feature customized and private banking, treasury management solutions, and convenient digital and telephone banking access. Retail banking branches are situated across Hilton Head Island/Bluffton, South Carolina, and in Savannah and the north metro Atlanta area of Georgia. Founded in 2003, its corporate h
COSO financial snapshot
- Wall Street Score:
- 61/100
- Current price:
- $27.23
- Market capitalization:
- $327.7M
- Revenue:
- $140.6M
- Net income:
- $27.5M
- Free cash flow:
- $61.3M
- Cash:
- $24.3M
- Total debt:
- $75.0M
- EPS:
- 2.31
- P/E ratio:
- 11.8x
- Financial score:
- 59/100
- Valuation score:
- 97/100
- Revenue score:
- 31/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $61.3M, showing positive cash generation.
- The balance sheet shows $24.3M of cash versus $75.0M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is +0.4 points: COSO increased 0.4 points because overall fundamentals improved.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 59/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-17.
How to research COSO
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.