Capital One Financial Corporation (COF) Stock Score, Valuation & Financial Research
Capital One Financial Corporation is in the Financial Services sector and Financial - Credit Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 62/100.
Quick answer for COF
Capital One Financial Corporation currently has a Wall Street Score of 62/100. The stored market price is $203.19. Its financial score is 37/100. Its valuation score is 97/100. The latest WSS change is +1.5 points. These figures are a research snapshot, not a buy or sell recommendation.
What Capital One Financial Corporation does
Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real est
COF financial snapshot
- Wall Street Score:
- 62/100
- Current price:
- $203.19
- Market capitalization:
- $124.65B
- Revenue:
- $78.61B
- Net income:
- $10.52B
- Free cash flow:
- $26.14B
- Cash:
- $54.71B
- Total debt:
- $45.37B
- EPS:
- 16.16
- P/E ratio:
- 12.6x
- Financial score:
- 37/100
- Valuation score:
- 97/100
- Revenue score:
- 48/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $26.14B, showing positive cash generation.
- The balance sheet shows $54.71B of cash versus $45.37B of total debt, leaving more cash than debt.
- The latest Wall Street Score change is +1.5 points: COF increased 1.5 points because Capital improved by 2 points.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 37/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-17.
How to research COF
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.