Catalyst Bancorp, Inc. (CLST) Stock Score, Valuation & Financial Research

Catalyst Bancorp, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 45/100.

Quick answer for CLST

Catalyst Bancorp, Inc. currently has a Wall Street Score of 45/100. The stored market price is $18.04. Its financial score is 54/100. Its valuation score is 42/100. The latest WSS change is -0.4 points. These figures are a research snapshot, not a buy or sell recommendation.

What Catalyst Bancorp, Inc. does

Catalyst Bancorp, Inc. functions as the parent entity for St. Landry Homestead Federal Savings Bank, providing a comprehensive suite of financial products and services across the Acadiana region in south-central Louisiana. The institution offers diverse deposit options for its clientele, encompassing savings accounts, checking and negotiable order of withdrawal (NOW) accounts, money market accounts, and certificates of deposit. Additionally, it originates various types of loans, including mortgages for one-to-four-family homes, commercial real estate and multi-family residential financing, construction and land development loans, commercial and industrial loans, and consumer loans. Beyond its core banking activities, the company allocates capital into a broad spectrum of securities. These investments include mortgage-backed instruments, obligations issued by the U.S. Treasury, securities

CLST financial snapshot

Wall Street Score:
45/100
Current price:
$18.04
Market capitalization:
$73.1M
Revenue:
$15.6M
Net income:
$2.0M
Free cash flow:
$3.1M
Cash:
$5.0M
Total debt:
$9.8M
EPS:
0.57
P/E ratio:
31.6x
Financial score:
54/100
Valuation score:
42/100
Revenue score:
26/100

What stands out

  • Reported year-over-year revenue growth is +0.0%.
  • Free cash flow is $3.1M, showing positive cash generation.
  • The balance sheet shows $5.0M of cash versus $9.8M of total debt, so leverage deserves attention.
  • The latest Wall Street Score change is -0.4 points: CLST decreased 0.4 points because some fundamentals weakened.

What the numbers mean

Its current valuation score is 42/100, which Wall Street Score classifies as weak within the model's valuation framework.

The financial score is 54/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-09-14.

How to research CLST

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.