Columbia Financial, Inc. (CLBK) Stock Score, Valuation & Financial Research
Columbia Financial, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 30/100.
Quick answer for CLBK
Columbia Financial, Inc. currently has a Wall Street Score of 30/100. The stored market price is $11.46. Its financial score is 26/100. Its valuation score is 4/100. These figures are a research snapshot, not a buy or sell recommendation.
What Columbia Financial, Inc. does
Columbia Financial, Inc. operates as a bank holding company, delivering a comprehensive array of financial solutions to both corporate clients and individual consumers, primarily within the United States. Its deposit offerings encompass various options, including non-interest-bearing checking accounts for businesses and individuals, interest-bearing checking and municipal accounts, savings and club accounts, money market accounts, and certificates of deposit. The company's extensive lending portfolio features financing for multifamily and commercial properties, business operations, residential homes (one-to-four family), construction projects, and home equity. Additionally, it extends consumer loans for purposes such as automobiles and personal use, alongside unsecured credit lines and overdraft protection. Beyond traditional banking, Columbia Financial also provides title insurance, wea
CLBK financial snapshot
- Wall Street Score:
- 30/100
- Current price:
- $11.46
- Market capitalization:
- $2.56B
- Revenue:
- $504.4M
- Net income:
- $58.1M
- Free cash flow:
- $58.6M
- Cash:
- $1.09B
- Total debt:
- $1.22B
- EPS:
- 0.26
- P/E ratio:
- 44.0x
- Financial score:
- 26/100
- Valuation score:
- 4/100
- Revenue score:
- 17/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $58.6M, showing positive cash generation.
- The balance sheet shows $1.09B of cash versus $1.22B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 4/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 26/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-14.
How to research CLBK
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.