Cincinnati Financial Corporation (CINF) Stock Score, Valuation & Financial Research
Cincinnati Financial Corporation is in the Financial Services sector and Insurance - Property & Casualty industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 85/100.
Quick answer for CINF
Cincinnati Financial Corporation currently has a Wall Street Score of 85/100. The stored market price is $171.23. Its financial score is 76/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What Cincinnati Financial Corporation does
Cincinnati Financial Corporation, operating through its various subsidiaries, delivers a range of property and casualty insurance offerings across the United States. Its operations are organized into five distinct divisions: Commercial Lines, Personal Lines, Excess and Surplus Lines, Life Insurance, and Investments. The Commercial Lines division safeguards businesses against risks such as commercial casualty, property damage, vehicle incidents, and workers' compensation claims; it also offers specialized protection including director and officer liability, various surety and fidelity bonds, and coverage for machinery and equipment. For individual clients, the Personal Lines segment provides essential coverages like personal auto and homeowner policies, alongside dwelling fire, inland marine, personal umbrella liability, and watercraft protection. The Excess and Surplus Lines segment spec
CINF financial snapshot
- Wall Street Score:
- 85/100
- Current price:
- $171.23
- Market capitalization:
- $26.28B
- Revenue:
- $13.95B
- Net income:
- $3.33B
- Free cash flow:
- $3.09B
- Cash:
- $1.75B
- Total debt:
- $876.0M
- EPS:
- 21.28
- P/E ratio:
- 8.0x
- Financial score:
- 76/100
- Valuation score:
- 100/100
- Revenue score:
- 48/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $3.09B, showing positive cash generation.
- The balance sheet shows $1.75B of cash versus $876.0M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 76/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-14.
How to research CINF
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.