Chime Financial, Inc. Class A Common Stock (CHYM) Stock Score, Valuation & Financial Research
Chime Financial, Inc. Class A Common Stock is in the Technology sector and Software - Application industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 29/100.
Quick answer for CHYM
Chime Financial, Inc. Class A Common Stock currently has a Wall Street Score of 29/100. The stored market price is $34.28. Its financial score is 38/100. Its valuation score is 0/100. The latest WSS change is -0.1 points. These figures are a research snapshot, not a buy or sell recommendation.
What Chime Financial, Inc. Class A Common Stock does
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial,
CHYM financial snapshot
- Wall Street Score:
- 29/100
- Current price:
- $34.28
- Market capitalization:
- $13.06B
- Revenue:
- $2.36B
- Net income:
- $-18.2M
- Free cash flow:
- $32.9M
- Cash:
- $536.0M
- Total debt:
- $130.9M
- EPS:
- -0.06
- Financial score:
- 38/100
- Valuation score:
- 0/100
- Revenue score:
- 30/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $32.9M, showing positive cash generation.
- The balance sheet shows $536.0M of cash versus $130.9M of total debt, leaving more cash than debt.
- The latest Wall Street Score change is -0.1 points: CHYM decreased 0.1 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 38/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-14.
How to research CHYM
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.