City Holding Company (CHCO) Stock Score, Valuation & Financial Research
City Holding Company is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 60/100.
Quick answer for CHCO
City Holding Company currently has a Wall Street Score of 60/100. The stored market price is $145.32. Its financial score is 49/100. Its valuation score is 93/100. These figures are a research snapshot, not a buy or sell recommendation.
What City Holding Company does
City Holding Company operates as the parent entity for City National Bank of West Virginia, offering a broad spectrum of financial services including banking, wealth management, and investment solutions throughout the United States. Its product suite features various deposit accounts like checking, savings, money market, certificates of deposit, and individual retirement accounts. The company provides an extensive range of loan products, such as commercial and industrial financing primarily for small to mid-sized enterprises, commercial real estate loans secured by non-residential and multi-family properties, residential real estate loans for home purchases or refinancing, and first-priority home equity loans. Consumer loans are also available, which can be secured by assets like vehicles, boats, recreational vehicles, or CDs, or remain unsecured; the company also covers demand deposit a
CHCO financial snapshot
- Wall Street Score:
- 60/100
- Current price:
- $145.32
- Market capitalization:
- $2.05B
- Revenue:
- $379.7M
- Net income:
- $131.8M
- Free cash flow:
- $128.4M
- Cash:
- $267.2M
- Total debt:
- $527.6M
- EPS:
- 9.14
- P/E ratio:
- 15.9x
- Financial score:
- 49/100
- Valuation score:
- 93/100
- Revenue score:
- 29/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $128.4M, showing positive cash generation.
- The balance sheet shows $267.2M of cash versus $527.6M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 93/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 49/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-14.
How to research CHCO
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.