Citizens Financial Group, Inc. (CFG) Stock Score, Valuation & Financial Research
Citizens Financial Group, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 51/100.
Quick answer for CFG
Citizens Financial Group, Inc. currently has a Wall Street Score of 51/100. The stored market price is $70.92. Its financial score is 41/100. Its valuation score is 80/100. The latest WSS change is -1.6 points. These figures are a research snapshot, not a buy or sell recommendation.
What Citizens Financial Group, Inc. does
Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and
CFG financial snapshot
- Wall Street Score:
- 51/100
- Current price:
- $70.92
- Market capitalization:
- $29.99B
- Revenue:
- $11.47B
- Net income:
- $2.13B
- Free cash flow:
- $2.04B
- Cash:
- $12.76B
- Total debt:
- $16.35B
- EPS:
- 4.64
- P/E ratio:
- 15.3x
- Financial score:
- 41/100
- Valuation score:
- 80/100
- Revenue score:
- 21/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $2.04B, showing positive cash generation.
- The balance sheet shows $12.76B of cash versus $16.35B of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -1.6 points: CFG decreased 1.6 points because Capital declined by 2 points, Valuation declined by 9 points.
What the numbers mean
Its current valuation score is 80/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 41/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-14.
How to research CFG
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.