Capitol Federal Financial, Inc. (CFFN) Stock Score, Valuation & Financial Research
Capitol Federal Financial, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 48/100.
Quick answer for CFFN
Capitol Federal Financial, Inc. currently has a Wall Street Score of 48/100. The stored market price is $8.89. Its financial score is 43/100. Its valuation score is 97/100. The latest WSS change is -0.2 points. These figures are a research snapshot, not a buy or sell recommendation.
What Capitol Federal Financial, Inc. does
Capitol Federal Financial, Inc. acts as the parent company for Capitol Federal Savings Bank, offering a comprehensive suite of retail banking services. The bank provides diverse deposit products, including savings, money market, interest-bearing and standard checking accounts, as well as certificates of deposit. Its lending portfolio is equally broad, featuring mortgages for one-to-four-family residences, commercial real estate, commercial and industrial, and construction loans. Additionally, consumer credit options are available, such as home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. Beyond these, the institution delivers modern banking conveniences through mobile, telephone, and online platforms, alongside bill payment services, and operates a customer call center. It also engages in strategic securities investments.
CFFN financial snapshot
- Wall Street Score:
- 48/100
- Current price:
- $8.89
- Market capitalization:
- $1.10B
- Revenue:
- $435.1M
- Net income:
- $82.8M
- Free cash flow:
- $49.8M
- Cash:
- $136.1M
- Total debt:
- $1.64B
- EPS:
- 0.65
- P/E ratio:
- 13.7x
- Financial score:
- 43/100
- Valuation score:
- 97/100
- Revenue score:
- 43/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $49.8M, showing positive cash generation.
- The balance sheet shows $136.1M of cash versus $1.64B of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.2 points: CFFN decreased 0.2 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 43/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-14.
How to research CFFN
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.