CF Bankshares Inc. (CFBK) Stock Score, Valuation & Financial Research
CF Bankshares Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 60/100.
Quick answer for CFBK
CF Bankshares Inc. currently has a Wall Street Score of 60/100. The stored market price is $35.58. Its financial score is 48/100. Its valuation score is 97/100. The latest WSS change is -0.5 points. These figures are a research snapshot, not a buy or sell recommendation.
What CF Bankshares Inc. does
As the parent company for CFBank, National Association, CF Bankshares Inc. provides a broad spectrum of banking products and services throughout the United States. Its offerings encompass various deposit accounts, including savings, retail and business checking, money market accounts, and certificates of deposit. The bank also facilitates a range of loans such as single-family mortgages, commercial real estate and multi-family residential mortgages, commercial loans, and construction and land loans. Furthermore, it provides consumer credit options like home equity lines, home improvement loans, and loans secured by deposits, along with other purchased loans. Customers can access modern conveniences such as internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, the company operated five branch offices situated in Franklin, Cuyaho
CFBK financial snapshot
- Wall Street Score:
- 60/100
- Current price:
- $35.58
- Market capitalization:
- $228.9M
- Revenue:
- $124.7M
- Net income:
- $18.8M
- Free cash flow:
- $18.2M
- Cash:
- $253.1M
- Total debt:
- $120.2M
- EPS:
- 2.92
- P/E ratio:
- 12.2x
- Financial score:
- 48/100
- Valuation score:
- 97/100
- Revenue score:
- 25/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $18.2M, showing positive cash generation.
- The balance sheet shows $253.1M of cash versus $120.2M of total debt, leaving more cash than debt.
- The latest Wall Street Score change is -0.5 points: CFBK decreased 0.5 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 48/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-14.
How to research CFBK
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.