Commerce Bancshares, Inc. (CBSH) Stock Score, Valuation & Financial Research
Commerce Bancshares, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 60/100.
Quick answer for CBSH
Commerce Bancshares, Inc. currently has a Wall Street Score of 60/100. The stored market price is $58.65. Its financial score is 54/100. Its valuation score is 97/100. The latest WSS change is -0.1 points. These figures are a research snapshot, not a buy or sell recommendation.
What Commerce Bancshares, Inc. does
Commerce Bancshares, Inc. functions as the parent organization for Commerce Bank, delivering a comprehensive suite of financial products and services. These offerings span retail banking, mortgage services, corporate finance, investment solutions, trust administration, and asset management, catering to both individuals and businesses across the United States. Its operational structure is divided into three principal divisions: Consumer, Commercial, and Wealth Management. The Consumer division focuses on individual clients, providing essential banking services such as deposit accounts and a diverse range of personal loans. These include financing for automobiles, motorcycles, marine vehicles, tractor/trailers, recreational vehicles, fixed-rate and revolving home equity loans, and other personal credit products. This segment also facilitates patient healthcare funding, real estate loans, v
CBSH financial snapshot
- Wall Street Score:
- 60/100
- Current price:
- $58.65
- Market capitalization:
- $8.55B
- Revenue:
- $2.17B
- Net income:
- $583.6M
- Free cash flow:
- $592.4M
- Cash:
- $645.7M
- Total debt:
- $2.45B
- EPS:
- 4.11
- P/E ratio:
- 14.3x
- Financial score:
- 54/100
- Valuation score:
- 97/100
- Revenue score:
- 25/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $592.4M, showing positive cash generation.
- The balance sheet shows $645.7M of cash versus $2.45B of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.1 points: CBSH decreased 0.1 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 54/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-14.
How to research CBSH
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.