Commercial Bancgroup, Inc. Common Stock (CBK) Stock Score, Valuation & Financial Research
Commercial Bancgroup, Inc. Common Stock is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 48/100.
Quick answer for CBK
Commercial Bancgroup, Inc. Common Stock currently has a Wall Street Score of 48/100. The stored market price is $34.02. Its financial score is 22/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Commercial Bancgroup, Inc. Common Stock does
Commercial Bancgroup, Inc. serves as the holding company for Commercial Bank, which offers a comprehensive range of banking and financial services. These services are provided to both individual clients and corporate entities across Kentucky, North Carolina, and Tennessee. The bank's offerings include a variety of deposit accounts, such as demand deposits (checking), interest-bearing savings options, and certificates of deposit. Furthermore, the company provides diverse lending solutions, including real estate, business, and personal loans. Tracing its origins back to an incorporation in 1975, the entity was initially known as Harrogate Corporation before rebranding to Commercial Bancgroup, Inc. in April 1989. Its principal operations are based in Harrogate, Tennessee.
CBK financial snapshot
- Wall Street Score:
- 48/100
- Current price:
- $34.02
- Market capitalization:
- $466.2M
- Revenue:
- $128.9M
- Net income:
- $39.1M
- Free cash flow:
- $35.2M
- Cash:
- $161.3M
- Total debt:
- $175.8M
- EPS:
- 2.94
- P/E ratio:
- 11.6x
- Financial score:
- 22/100
- Valuation score:
- 97/100
- Revenue score:
- 30/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $35.2M, showing positive cash generation.
- The balance sheet shows $161.3M of cash versus $175.8M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 22/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-14.
How to research CBK
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.