Colony Bankcorp, Inc. (CBAN) Stock Score, Valuation & Financial Research
Colony Bankcorp, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 54/100.
Quick answer for CBAN
Colony Bankcorp, Inc. currently has a Wall Street Score of 54/100. The stored market price is $21.58. Its financial score is 45/100. Its valuation score is 97/100. The latest WSS change is -0.6 points. These figures are a research snapshot, not a buy or sell recommendation.
What Colony Bankcorp, Inc. does
Colony Bankcorp, Inc. functions as the parent entity for Colony Bank, delivering a broad spectrum of financial products and services to both commercial enterprises and individual consumers. The bank offers various ways to save, such as checking, savings, and time deposit accounts (like certificates of deposit). Its lending portfolio is extensive, encompassing loans for small and medium-sized businesses, residential and commercial construction, land development, commercial real estate, general commercial purposes, and agri-business production. Additionally, it provides residential mortgage loans, home equity loans, and consumer credit. Beyond traditional banking, customers can access conveniences such as internet banking, electronic bill payment, safe deposit boxes, telephone banking, credit and debit card services, and remote deposit capture. An ATM network is also accessible to clients.
CBAN financial snapshot
- Wall Street Score:
- 54/100
- Current price:
- $21.58
- Market capitalization:
- $456.5M
- Revenue:
- $158.9M
- Net income:
- $32.7M
- Free cash flow:
- $-6.9M
- Cash:
- $25.3M
- Total debt:
- $233.2M
- EPS:
- 1.65
- P/E ratio:
- 13.1x
- Financial score:
- 45/100
- Valuation score:
- 97/100
- Revenue score:
- 25/100
What stands out
- Reported year-over-year revenue growth is -0.1%.
- Free cash flow is $-6.9M, showing cash burn in the current stored period.
- The balance sheet shows $25.3M of cash versus $233.2M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.6 points: CBAN decreased 0.6 points because some fundamentals weakened.
- The current research record carries a high debt stress warning, which should be reviewed alongside the score.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 45/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-14.
How to research CBAN
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.