Cathay General Bancorp (CATY) Stock Score, Valuation & Financial Research
Cathay General Bancorp is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 61/100.
Quick answer for CATY
Cathay General Bancorp currently has a Wall Street Score of 61/100. The stored market price is $62.56. Its financial score is 57/100. Its valuation score is 97/100. The latest WSS change is -0.5 points. These figures are a research snapshot, not a buy or sell recommendation.
What Cathay General Bancorp does
Cathay General Bancorp serves as the parent entity for Cathay Bank, a financial institution that delivers a broad spectrum of commercial banking solutions. These services are tailored for individual clients, professional practices, and small to medium-sized enterprises, primarily within the United States. The bank offers a diverse array of deposit products, encompassing passbook, checking, and money market accounts, alongside certificates of deposit (CDs), individual retirement accounts (IRAs), and public sector fund deposits. On the lending side, Cathay Bank provides various loan offerings, including commercial mortgages, general commercial loans, Small Business Administration (SBA) loans, residential mortgages, and real estate construction financing, as well as home equity lines of credit. It also extends personal installment loans designed for household and other consumer expenditures
CATY financial snapshot
- Wall Street Score:
- 61/100
- Current price:
- $62.56
- Market capitalization:
- $4.19B
- Revenue:
- $1.39B
- Net income:
- $347.3M
- Free cash flow:
- $363.7M
- Cash:
- $164.0M
- Total debt:
- $154.3M
- EPS:
- 5.15
- P/E ratio:
- 12.1x
- Financial score:
- 57/100
- Valuation score:
- 97/100
- Revenue score:
- 24/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $363.7M, showing positive cash generation.
- The balance sheet shows $164.0M of cash versus $154.3M of total debt, leaving more cash than debt.
- The latest Wall Street Score change is -0.5 points: CATY decreased 0.5 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 57/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-14.
How to research CATY
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.