Credit Acceptance Corporation (CACC) Stock Score, Valuation & Financial Research
Credit Acceptance Corporation is in the Financial Services sector and Financial - Credit Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 51/100.
Quick answer for CACC
Credit Acceptance Corporation currently has a Wall Street Score of 51/100. The stored market price is $604.24. Its financial score is 25/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Credit Acceptance Corporation does
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.
CACC financial snapshot
- Wall Street Score:
- 51/100
- Current price:
- $604.24
- Market capitalization:
- $6.32B
- Revenue:
- $2.32B
- Net income:
- $501.9M
- Free cash flow:
- $1.05B
- Cash:
- $1.4M
- Total debt:
- $6.29B
- EPS:
- 46.41
- P/E ratio:
- 13.0x
- Financial score:
- 25/100
- Valuation score:
- 97/100
- Revenue score:
- 30/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $1.05B, showing positive cash generation.
- The balance sheet shows $1.4M of cash versus $6.29B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 25/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-09.
How to research CACC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.