Byline Bancorp, Inc. (BY) Stock Score, Valuation & Financial Research
Byline Bancorp, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 59/100.
Quick answer for BY
Byline Bancorp, Inc. currently has a Wall Street Score of 59/100. The stored market price is $37.62. Its financial score is 45/100. Its valuation score is 97/100. The latest WSS change is -0.3 points. These figures are a research snapshot, not a buy or sell recommendation.
What Byline Bancorp, Inc. does
Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information r
BY financial snapshot
- Wall Street Score:
- 59/100
- Current price:
- $37.62
- Market capitalization:
- $1.71B
- Revenue:
- $636.0M
- Net income:
- $149.5M
- Free cash flow:
- $136.3M
- Cash:
- $77.2M
- Total debt:
- $606.2M
- EPS:
- 3.33
- P/E ratio:
- 11.3x
- Financial score:
- 45/100
- Valuation score:
- 97/100
- Revenue score:
- 30/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $136.3M, showing positive cash generation.
- The balance sheet shows $77.2M of cash versus $606.2M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.3 points: BY decreased 0.3 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 45/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-09.
How to research BY
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.