The Baldwin Insurance Group, Inc. (BWIN) Stock Score, Valuation & Financial Research

The Baldwin Insurance Group, Inc. is in the Financial Services sector and Insurance - Brokers industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 21/100.

Quick answer for BWIN

The Baldwin Insurance Group, Inc. currently has a Wall Street Score of 21/100. The stored market price is $29.39. Its financial score is 15/100. Its valuation score is 0/100. These figures are a research snapshot, not a buy or sell recommendation.

What The Baldwin Insurance Group, Inc. does

Operating across the United States, The Baldwin Insurance Group, Inc. is an independent firm dedicated to providing insurance and comprehensive risk management services. The company's activities are organized into three primary segments: 1. Insurance Advisory Solutions: This division offers tailored commercial risk management, employee benefits programs, and private risk management solutions, catering to businesses, affluent individuals, and their families. 2. Underwriting, Capacity & Technology Solutions: Through its "Future" platform, this segment develops technology-enabled insurance products spanning personal, commercial, and specialty lines. It also functions as a specialty wholesale broker for professionals, individuals, and specific niche industries, alongside delivering reinsurance brokerage services. 3. Mainstreet Insurance Solutions: This segment focuses on providing fundamenta

BWIN financial snapshot

Wall Street Score:
21/100
Current price:
$29.39
Market capitalization:
$2.38B
Revenue:
$1.74B
Net income:
$-81.2M
Free cash flow:
$-68.9M
Cash:
$184.5M
Total debt:
$2.69B
EPS:
-1.17
Financial score:
15/100
Valuation score:
0/100
Revenue score:
32/100

What stands out

  • Reported year-over-year revenue growth is +0.2%.
  • Free cash flow is $-68.9M, showing cash burn in the current stored period.
  • The balance sheet shows $184.5M of cash versus $2.69B of total debt, so leverage deserves attention.
  • The current research record carries a high debt stress warning, which should be reviewed alongside the score.

What the numbers mean

Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.

The financial score is 15/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-09-09.

How to research BWIN

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.