Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.
Price updated todayFinancials updated Oct 16, 2026
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BSVN · Price history
Price at last available close
$58.72
+$2.70 (+4.82%) 1M
2026-10-27
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Primary reporting period: 2025-12-31 · Research updated Oct 12, 2026. A research update is not a new financial filing.
Who they are
Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It provides commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also offers commercial real estate, hospitality, energy, and commercial and industrial lending services; and consumer lending services to individuals for personal and household purposes comprising residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as secured and unsecured term loans and home improvement loans.
How they make money
Bank7 Corp. operates as a bank holding company that generates revenue primarily through net interest income earned on loans and investment securities, as well as non-interest income from service charges on deposit accounts and other banking fees. The company funds its lending activities primarily through customer deposits, managing the spread between interest earned on assets and interest paid on liabilities.
Products & services
The company provides a range of commercial and consumer banking services, including various deposit products, commercial real estate loans, commercial and industrial loans, and consumer lending through its twelve full-service branches.
Brands & revenue mix
No separate brand or brand-level revenue disclosure was confirmed in the reviewed sources. This does not mean the company has no brands.
Product / operating segments
No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.
Geographic revenue
No reconciled geographic revenue breakdown was confirmed for the current research period.
Overall investment score · Quality, value, risk and opportunity
68
Fair
PoorElite
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
65
Fair
Financial Strength
89
Business Quality / Moat
63
Management
59
Growth Quality
29
Risk / Durability
64
Cheap for a Reason · Review the Risks
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
68
Fully Valued
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
64/100
Building Historical Record
Model Score 64/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.
Probability unavailable — the model has not produced a calibrated probability yet.
Click for full breakdown →
WSS View
The quick read
The overall Wall Street Score is mixed across its combined quality, valuation and risk inputs. Review the category scores to identify what is helping or hurting the result.
At today’s price, the WSS valuation framework currently reads as moderate rather than unusually attractive.
The model outlook is currently moderate.
What we like
•Balance-sheet / debt profile scores strongly
•Valuation scores attractively
•Recent buyback activity is present
What to watch
•Debt service risk
•M&A headline · Sep 17, 2026
•Revenue fundamentals are weak
Company-specific research
Questions worth answering for BSVN
Research inputs 100% complete
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
•What is driving BSVN's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
•Is BSVN's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
•How is BSVN likely to use its cash advantage: reinvestment, acquisitions, debt reduction, dividends or buybacks?
•Is BSVN's valuation discount tied to a temporary concern or to a longer-term business risk?
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
Volatility = How violently is it moving?
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for BSVN
Detected from reported data — verify before acting.
Dividend history reported
Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.
Historical repurchase activity
Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.
Debt service risk
Interest coverage is low (~1.4x). Earnings may be strained to cover interest expense.
M&A headline · Sep 17, 2026
Bank7 Corp. to Acquire Century Financial Services Corporation and Expand Southwest Franchise into New Mexico — This is a provider-linked headline, not an independently confirmed event. Check the article and company filings for the subject, proposed/completed status, and subsequent updates.
+Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
+Focused business model serving entrepreneurs and business owners.
+Positive free cash flow may provide capacity to invest in growth.
Potential downside factors
−Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Banks - Regional industry.
−Credit risk associated with loan portfolio.
−Interest rate risk.
−Liquidity risk.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdown
Wall Street Score
Fair68/ 100
Weak (0–50)Fair (51–71)Strong (72+)
Debt
Elite
100
Debt Cost—
Debt Reduction YoY—
Debt / Equity0.00x
Tap for breakdown →
Revenue
Poor
24
Revenue YoY-3.6%
Revenue CAGR2.4%
Net Margin31.2%
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Asset
Strong
70
Asset Growth YoY12.9%
Liquidation/Share$57.54
Net Assets/MCap3.34x
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Capital
Fair
62
Earnings Yield7.4%
Buyback Yield0.1%
Debt Cost—
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Management
Fair
59
ROIC2.6%
ROE2.2%
ROA2.2%
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Moat
Fair
63
EPS Growth6.9%
FCF/Share Growth-1.2%
Rev/Share Growth11.4%
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Valuation
Elite
97
Intrinsic Value$167.47
Value Reference$100.48
MOS65.7%
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Buffett
Fair
68
Revenue24
Moat63
Valuation97
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MOS
Elite
100
MOS %65.7%
Value Reference$100.48
Deep Discount Reference$66.99
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Financial
Fair
57
Interest Coverage1.4x
ROIC2.6%
FCF Yield7.4%
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Master
Fair
69
Financial57
Valuation97
Debt100
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Resilience
Strong
88
Survival Years7.0 yrs
Current Ratio502.78x
FCF Margin30.2%
Tap for breakdown →
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Score Changes
8 historical score records available
Previous Score
73
Oct 15, 2026
Change
-4.7
points
Current Score
68
Oct 16, 2026
Category Changes
Revenue-0.7
Debt0
Assets0
Capital-5.0
Management-30.3
Moat0
Valuation0
Buffett-4.7
BSVN decreased 4.7 points because Capital declined by 5 points, Management declined by 30.3 points, Buffett declined by 4.7 points.
Negative Contributors
− Capital declined by 5 points
− Management declined by 30.3 points
− Buffett declined by 4.7 points
Projected Score
Projected Score
66
Projected Change
-2.2 points
Preliminary comparable-period financial changes suggest decline of approximately 2.2 points. This is a projected estimate, not the official WallStreetScore.
Monetary values in USD. Share counts in raw units.
Income StatementBalance SheetCash Flow
AnnualQuarterlyTTM + Annual
All rows
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
Line Item
TTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
$132.4M
$137.3M
$142.8M
$130.8M
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Cost of Revenue
$38.8M
$40.9M
$45.3M
$60.1M
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Gross Profit
$93.6M
$96.4M
$97.4M
$70.6M
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Research & Development
$0.00
$0.00
$0.00
$0.00
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SG&A Expenses
$34.3M
$23.6M
$21.3M
$17.8M
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Operating Expenses
$38.0M
$39.6M
$37.1M
$33.4M
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EBITDA
$66.0M
$57.9M
$61.4M
$38.5M
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Operating Income
$55.5M
$56.8M
$60.4M
$37.2M
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Interest Expense
$38.8M
$40.9M
$45.3M
$39.0M
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Income Before Tax
$54.6M
$56.8M
$60.4M
$37.2M
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Income Tax Expense
$13.3M
$13.7M
$14.7M
$8.9M
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Net Income
$41.3M
$43.1M
$45.7M
$28.3M
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Basic EPS
$4.35
$4.56
$4.92
$3.09
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Basic Shares
9.52M
9.44M
9.29M
9.16M
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Diluted Shares
9.64M
9.57M
9.45M
9.26M
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Upgrade to Premium for up to 10 annual periods, where available.
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
Margins expanded
What Weakened
Cash position declined
Potential Score Impact
Positive indicators included net income margin. Pressure indicators included revenue growth, EPS growth, cash levels. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue declined 8.1%. EPS declined 6.2%. Cash declined 100.0%. Net income margin improved by 0.7 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
Upgrade to Premium to unlock all earnings history.View plans
Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.
Dividend HistoryShare
Dividend History
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Predictions & Historical PerformanceShare
Conservative Projected Values
3 Years
$———.——
Premium
5 Years
$———.——
Premium
10 Years
$———.——
Premium
Conservative Projection Rate
——%
Premium
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.