Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.

Bank7 Corp.

BSVNNASDAQ
Wall Street Score · overall investment68/100
$58.72USD+$0.02 (+0.03%)
Company website www.bank7.com
Headquarters1039 N.W. 63rd Street, Oklahoma City, OK, 73116-7361, US
Financial statement currencyUSD · no FX conversion applied
Financial Services · Banks - Regional
Price updated todayFinancials updated Oct 16, 2026

BSVN · Price history

Price at last available close

$58.72

+$2.70 (+4.82%) 1M

2026-10-27

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Company & revenue

About Bank7 Corp.

Primary reporting period: 2025-12-31 · Research updated Oct 12, 2026. A research update is not a new financial filing.

Who they are

Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It provides commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also offers commercial real estate, hospitality, energy, and commercial and industrial lending services; and consumer lending services to individuals for personal and household purposes comprising residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as secured and unsecured term loans and home improvement loans.

How they make money

Bank7 Corp. operates as a bank holding company that generates revenue primarily through net interest income earned on loans and investment securities, as well as non-interest income from service charges on deposit accounts and other banking fees. The company funds its lending activities primarily through customer deposits, managing the spread between interest earned on assets and interest paid on liabilities.

Products & services

The company provides a range of commercial and consumer banking services, including various deposit products, commercial real estate loans, commercial and industrial loans, and consumer lending through its twelve full-service branches.

Brands & revenue mix

No separate brand or brand-level revenue disclosure was confirmed in the reviewed sources. This does not mean the company has no brands.

Product / operating segments

No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.

Geographic revenue

No reconciled geographic revenue breakdown was confirmed for the current research period.

Customer types

Customer concentration

No quantified customer-concentration disclosure is available in the current saved research.

Suppliers, materials & equipment

No supplier relationships were confirmed in the sources reviewed. This does not mean the company has no suppliers.

Strengths

  • Focused business model serving entrepreneurs and business ownersSource

Risks

  • Credit risk associated with loan portfolioSource
  • Interest rate riskSource
  • Liquidity riskSource

Wall Street Score

Overall investment score · Quality, value, risk and opportunity

68

Fair

PoorElite

View category scores →

Company Quality

How good is the actual business—regardless of today’s stock price?

65

Fair

Financial Strength

89

Business Quality / Moat

63

Management

59

Growth Quality

29

Risk / Durability

64

Cheap for a Reason · Review the Risks

Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.

Opportunity

Opportunity Score · How does the current price compare with estimated value?

68

Fully Valued

Based on current valuation, company quality, recent trends, and available market signals.

View score details →

Model Outlook

12-month model · What does the model think happens next?

64/100

Building Historical Record

Model Score 64/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.

Probability unavailable — the model has not produced a calibrated probability yet.

Click for full breakdown →

WSS View

The quick read

The overall Wall Street Score is mixed across its combined quality, valuation and risk inputs. Review the category scores to identify what is helping or hurting the result.

At today’s price, the WSS valuation framework currently reads as moderate rather than unusually attractive.

The model outlook is currently moderate.

What we like
  • •Balance-sheet / debt profile scores strongly
  • •Valuation scores attractively
  • •Recent buyback activity is present
What to watch
  • •Debt service risk
  • •M&A headline · Sep 17, 2026
  • •Revenue fundamentals are weak

Company-specific research

Questions worth answering for BSVN

Research inputs 100% complete

These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.

  • •What is driving BSVN's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
  • •Is BSVN's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
  • •How is BSVN likely to use its cash advantage: reinvestment, acquisitions, debt reduction, dividends or buybacks?
  • •Is BSVN's valuation discount tied to a temporary concern or to a longer-term business risk?
⚠ 2 warningsView warning details
Debt service riskM&A headline · Sep 17, 2026
Business analysis: 15 days ago · Fresh

Essential Investment Snapshot

Wall Street Score

68

0–100 · Fair

Opportunity Score

68

0–100 · Fair

Market Cap

$559.4M

P/E Ratio

13.4

EPS

$4.35

52-Week High

$58.70

52-Week Low

$38.29

Beta

0.87

Intrinsic Value

$167.47

Analyst Target

$65.50

Shares Outstanding

9.6M

Total Revenue

$132.4M

Total Debt

$0

Dividend Yield (TTM)

1.89%

View dividend history

Liquidation Value / Share

$57.54

Estimated net asset value per share

Dividend / Share (TTM)

$1.11

Trailing 12 months by ex-date; not a forecast

Momentum & Volatility Signals

Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.

0–100 market signals
Momentum
71/ 100
+1 pts / 5d

Building upward momentum

5D +2.1% · 20D +6.2% · RSI 72 · Price vs 20D avg +4.1%
Volatility
13/ 100
-0 pts / 5d

Low movement

20D realized vol 21.8% · 60D 27.0% · Acceleration 0.81x
Momentum = Where is it going?

A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.

Volatility = How violently is it moving?

A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.

Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.

Notices for BSVN

Detected from reported data — verify before acting.

Dividend history reported

Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.

Historical repurchase activity

Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.

Debt service risk

Interest coverage is low (~1.4x). Earnings may be strained to cover interest expense.

M&A headline · Sep 17, 2026

Bank7 Corp. to Acquire Century Financial Services Corporation and Expand Southwest Franchise into New Mexico — This is a provider-linked headline, not an independently confirmed event. Check the article and company filings for the subject, proposed/completed status, and subsequent updates.

PRNewsWire

Community Sentiment

0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)

No personal call yet on BSVN.

Potential upside factors

  • +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
  • +Focused business model serving entrepreneurs and business owners.
  • +Positive free cash flow may provide capacity to invest in growth.

Potential downside factors

  • −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Banks - Regional industry.
  • −Credit risk associated with loan portfolio.
  • −Interest rate risk.
  • −Liquidity risk.

These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.

Create a free account to make a call.

Scores

Click any score for full breakdown
Wall Street Score
Fair68/ 100
Weak (0–50)Fair (51–71)Strong (72+)

Fair

68

Tap for breakdown →

Elite

100

Debt Cost—
Debt Reduction YoY—
Debt / Equity0.00x

Tap for breakdown →

Poor

24

Revenue YoY-3.6%
Revenue CAGR2.4%
Net Margin31.2%

Tap for breakdown →

Strong

70

Asset Growth YoY12.9%
Liquidation/Share$57.54
Net Assets/MCap3.34x

Tap for breakdown →

Fair

62

Earnings Yield7.4%
Buyback Yield0.1%
Debt Cost—

Tap for breakdown →

Fair

59

ROIC2.6%
ROE2.2%
ROA2.2%

Tap for breakdown →

Fair

63

EPS Growth6.9%
FCF/Share Growth-1.2%
Rev/Share Growth11.4%

Tap for breakdown →

Elite

97

Intrinsic Value$167.47
Value Reference$100.48
MOS65.7%

Tap for breakdown →

Fair

68

Revenue24
Moat63
Valuation97

Tap for breakdown →

Elite

100

MOS %65.7%
Value Reference$100.48
Deep Discount Reference$66.99

Tap for breakdown →

Fair

57

Interest Coverage1.4x
ROIC2.6%
FCF Yield7.4%

Tap for breakdown →

Fair

69

Financial57
Valuation97
Debt100

Tap for breakdown →

Strong

88

Survival Years7.0 yrs
Current Ratio502.78x
FCF Margin30.2%

Tap for breakdown →

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Score Changes

8 historical score records available

Previous Score

73

Oct 15, 2026

Change

-4.7

points

Current Score

68

Oct 16, 2026

Category Changes

Revenue-0.7
Debt0
Assets0
Capital-5.0
Management-30.3
Moat0
Valuation0
Buffett-4.7

BSVN decreased 4.7 points because Capital declined by 5 points, Management declined by 30.3 points, Buffett declined by 4.7 points.

Negative Contributors

  • − Capital declined by 5 points
  • − Management declined by 30.3 points
  • − Buffett declined by 4.7 points

Projected Score

Projected Score

66

Projected Change

-2.2 points

Preliminary comparable-period financial changes suggest decline of approximately 2.2 points. This is a projected estimate, not the official WallStreetScore.

Price vs. Value

Undervalued

Current Price

$58.72

Model Intrinsic Value

$167.47

Difference

−$108.75

-64.9% vs IV

Margin of Safety

64.9%

UndervaluedFair ValueOvervalued
Value Reference: $100.48
Deep Discount Reference: $66.99

Financial Charts

Revenue

2016201720182019202020212022202320242025$0$40M$80M$120M$160M

Additional Metrics

Operating Cash Flow

201620172019202120232025$0$15M$30M$45M$60M

Total Debt

201620172019202120232025$0$2M$4M$6M$8M

Total Assets

201620172019202120232025$0$500M$1.0B$1.5B$2.0B

Net Margin %

No data
Monetary values in USD. Share counts in raw units.

Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.

Line ItemTTM2025202420232022202120202019201820172016
Revenue$132.4M$137.3M$142.8M$130.8M····························
Cost of Revenue$38.8M$40.9M$45.3M$60.1M····························
Gross Profit$93.6M$96.4M$97.4M$70.6M····························
Research & Development$0.00$0.00$0.00$0.00····························
SG&A Expenses$34.3M$23.6M$21.3M$17.8M····························
Operating Expenses$38.0M$39.6M$37.1M$33.4M····························
EBITDA$66.0M$57.9M$61.4M$38.5M····························
Operating Income$55.5M$56.8M$60.4M$37.2M····························
Interest Expense$38.8M$40.9M$45.3M$39.0M····························
Income Before Tax$54.6M$56.8M$60.4M$37.2M····························
Income Tax Expense$13.3M$13.7M$14.7M$8.9M····························
Net Income$41.3M$43.1M$45.7M$28.3M····························
Basic EPS$4.35$4.56$4.92$3.09····························
Basic Shares9.52M9.44M9.29M9.16M····························
Diluted Shares9.64M9.57M9.45M9.26M····························
Upgrade to Premium for up to 10 annual periods, where available.
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Earnings Summary

Estimated earnings date:Jan 21, 2027
Estimated EPS: $1.16Estimated revenue: $34.7M
Sep 30, 2026Q3FY2026

Revenue

$33.0M

Estimate unavailable.

Revenue Beat/Miss

Not available (no estimate stored)

EPS

$1.06

Estimate unavailable.

EPS Beat/Miss

Not available (no estimate stored)

Debt Change

Not available

Cash Change

-100.0%

Margin Change

+0.7 pp

Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.

Financial Changes Since Prior Period

What Improved

  • Margins expanded

What Weakened

  • Cash position declined

Potential Score Impact

Positive indicators included net income margin. Pressure indicators included revenue growth, EPS growth, cash levels. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.

Stored Earnings Analysis

Revenue declined 8.1%. EPS declined 6.2%. Cash declined 100.0%. Net income margin improved by 0.7 percentage points.

Earnings-Call Transcript

Earnings-call transcript analysis is not currently available.

These results may influence future scores when the next evaluation is completed.

Upgrade to Premium to unlock all earnings history.View plans
Earnings data: 28 days ago · Stale

Insider Activity

Guru / Smart Money

Guru Score

Smart Money

Number of Gurus

Total Guru Value

Avg Portfolio Weight

Largest Holder

Largest Holder %

New Positions

Increased Positions

Reduced Positions

Exited Positions

Net Guru Sentiment

Short Interest

Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.

Dividend History

Log in to view dividend history.

Conservative Projected Values

3 Years

$———.——

Premium

5 Years

$———.——

Premium

10 Years

$———.——

Premium

Conservative Projection Rate

——%

Premium

Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.

Conservative Projected Values

Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.

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Historical Outperformance Record

Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.

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Historical Trends

8 historical records
Jul 23, 26Aug 12, 26Sep 2, 26Sep 9, 26Oct 1, 26Oct 14, 26Oct 15, 26Oct 16, 260255075100

Historical Score Chart

3 of 8 records shown
3 historical score records are shown. Start your seven-day free trial to unlock 5 more records and the complete score history.Start Free Trial

Wall Street Score

Oct 14, 26Oct 15, 26Oct 16, 260255075100

Debt Score

Oct 14, 26Oct 15, 26Oct 16, 260255075100

Revenue Score

Oct 14, 26Oct 15, 26Oct 16, 260255075100

Asset Score

Oct 14, 26Oct 15, 26Oct 16, 260255075100

Capital Score

Oct 14, 26Oct 15, 26Oct 16, 260255075100

Management Score

Oct 14, 26Oct 15, 26Oct 16, 260255075100

Moat Score

Oct 14, 26Oct 15, 26Oct 16, 260255075100

Valuation Score

Oct 14, 26Oct 15, 26Oct 16, 260255075100

Buffett Score

Oct 14, 26Oct 15, 26Oct 16, 260255075100

Intrinsic Value

Oct 14, 26Oct 15, 26Oct 16, 26$167.45$168.30$169.15$170.00$170.85

Value Reference

Oct 14, 26Oct 15, 26Oct 16, 26$100.20$100.80$101.40$102.00$102.60

Margin of Safety %

Oct 14, 26Oct 15, 26Oct 16, 260.7%0.7%0.7%0.7%0.7%

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News

Rumor Mill · BSVN

Corporate developments & opportunities

Explore market →

No reviewed developments match this filter.

Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.

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