Sierra Bancorp (BSRR) Stock Score, Valuation & Financial Research
Sierra Bancorp is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 57/100.
Quick answer for BSRR
Sierra Bancorp currently has a Wall Street Score of 57/100. The stored market price is $40.59. Its financial score is 46/100. Its valuation score is 97/100. The latest WSS change is -0.5 points. These figures are a research snapshot, not a buy or sell recommendation.
What Sierra Bancorp does
Sierra Bancorp serves as the holding company for Bank of the Sierra, providing a full suite of retail and commercial banking services to individuals and businesses across California. The institution offers diverse deposit solutions, including checking, savings, money market, time deposits, retirement, and sweep accounts. Its lending portfolio encompasses agricultural, commercial, consumer, real estate, construction, and mortgage loans. Additionally, the company facilitates access to automated teller machines (ATMs), electronic point-of-sale payment options, online and automated telephone banking, and business-focused services such as remote deposit capture and automated payroll. As of December 31, 2021, Sierra Bancorp operated 35 full-service branches, an online branch, a loan production office, an agricultural credit center, and an SBA center. Founded in 1977, its corporate headquarters
BSRR financial snapshot
- Wall Street Score:
- 57/100
- Current price:
- $40.59
- Market capitalization:
- $530.9M
- Revenue:
- $199.0M
- Net income:
- $45.0M
- Free cash flow:
- $32.2M
- Cash:
- $142.7M
- Total debt:
- $208.0M
- EPS:
- 3.44
- P/E ratio:
- 11.8x
- Financial score:
- 46/100
- Valuation score:
- 97/100
- Revenue score:
- 29/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $32.2M, showing positive cash generation.
- The balance sheet shows $142.7M of cash versus $208.0M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.5 points: BSRR decreased 0.5 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 46/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-09.
How to research BSRR
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.