Bar Harbor Bankshares (BHB) Stock Score, Valuation & Financial Research
Bar Harbor Bankshares is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 54/100.
Quick answer for BHB
Bar Harbor Bankshares currently has a Wall Street Score of 54/100. The stored market price is $40.44. Its financial score is 43/100. Its valuation score is 97/100. The latest WSS change is +0.2 points. These figures are a research snapshot, not a buy or sell recommendation.
What Bar Harbor Bankshares does
Bar Harbor Bankshares acts as the parent organization for Bar Harbor Bank & Trust, which delivers a full spectrum of banking services covering commercial, retail, lending, and wealth management. The bank offers a variety of deposit products, including both interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, time deposits, and certificates of deposit (CDs). Its lending activities cover multiple areas: commercial real estate, providing financing for multi-family dwellings, construction projects, land development, and other business properties; commercial and industrial loans extended to agricultural and various commercial entities, including those with tax-exempt status; residential real estate loans, primarily in the form of mortgages for 1-4 unit homes; and consumer loans, which include home equity loans and lines of credit, auto loans, a
BHB financial snapshot
- Wall Street Score:
- 54/100
- Current price:
- $40.44
- Market capitalization:
- $677.1M
- Revenue:
- $228.5M
- Net income:
- $49.4M
- Free cash flow:
- $43.5M
- Cash:
- $46.3M
- Total debt:
- $281.2M
- EPS:
- 2.97
- P/E ratio:
- 13.6x
- Financial score:
- 43/100
- Valuation score:
- 97/100
- Revenue score:
- 39/100
What stands out
- Reported year-over-year revenue growth is -0.1%.
- Free cash flow is $43.5M, showing positive cash generation.
- The balance sheet shows $46.3M of cash versus $281.2M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is +0.2 points: BHB increased 0.2 points because overall fundamentals improved.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 43/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-09.
How to research BHB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.