Business First Bancshares, Inc. (BFST) Stock Score, Valuation & Financial Research

Business First Bancshares, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 62/100.

Quick answer for BFST

Business First Bancshares, Inc. currently has a Wall Street Score of 62/100. The stored market price is $31.42. Its financial score is 41/100. Its valuation score is 97/100. The latest WSS change is -0.4 points. These figures are a research snapshot, not a buy or sell recommendation.

What Business First Bancshares, Inc. does

Business First Bancshares, Inc. (BFST) serves as the bank holding company for b1BANK, delivering an extensive array of banking products and financial services. Its deposit offerings include checking, demand, money market, time, and savings accounts, alongside certificates of deposit, and modern conveniences such as remote and direct deposit capabilities. The company provides a diverse portfolio of lending solutions. These include commercial and industrial loans for working capital, equipment financing, asset acquisition, expansion, and development, featuring lines of credit, letters of credit, term loans, and borrowing base facilities. BFST also finances construction and development projects, commercial real estate, and residential properties, offering first and second lien mortgages for 1-4 family homes, plus home equity lines of credit. Consumer loan options span both secured and unsec

BFST financial snapshot

Wall Street Score:
62/100
Current price:
$31.42
Market capitalization:
$1.03B
Revenue:
$455.3M
Net income:
$93.0M
Free cash flow:
$92.0M
Cash:
$575.6M
Total debt:
$616.1M
EPS:
2.82
P/E ratio:
11.1x
Financial score:
41/100
Valuation score:
97/100
Revenue score:
34/100

What stands out

  • Reported year-over-year revenue growth is -0.1%.
  • Free cash flow is $92.0M, showing positive cash generation.
  • The balance sheet shows $575.6M of cash versus $616.1M of total debt, so leverage deserves attention.
  • The latest Wall Street Score change is -0.4 points: BFST decreased 0.4 points because some fundamentals weakened.

What the numbers mean

Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.

The financial score is 41/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-09-09.

How to research BFST

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.