Better Home & Finance Holding Company (BETR) Stock Score, Valuation & Financial Research

Better Home & Finance Holding Company is in the Financial Services sector and Financial - Mortgages industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 24/100.

Quick answer for BETR

Better Home & Finance Holding Company currently has a Wall Street Score of 24/100. The stored market price is $13.21. Its financial score is 8/100. Its valuation score is 0/100. The latest WSS change is -0.2 points. These figures are a research snapshot, not a buy or sell recommendation.

What Better Home & Finance Holding Company does

Better Home & Finance Holding Company operates as a U.S.-based enterprise dedicated to various facets of homeownership. The company provides a comprehensive suite of mortgage products, including Government-Sponsored Enterprise (GSE) conforming loans, FHA-insured loans, VA-guaranteed loans, and jumbo loans. These lending solutions are offered to a diverse client base that encompasses GSEs, banks, insurance providers, asset managers, and mortgage real estate investment trusts. Additionally, its service portfolio extends to real estate agency, title insurance, settlement coordination, and homeowners' insurance. Formerly known as Better Mortgage Corporation, the company officially rebranded to Better Home & Finance Holding Company in August 2023. Its corporate headquarters are located in New York, New York.

BETR financial snapshot

Wall Street Score:
24/100
Current price:
$13.21
Market capitalization:
$207.0M
Revenue:
$211.6M
Net income:
$-179.9M
Free cash flow:
$-233.3M
Cash:
$111.9M
Total debt:
$657.7M
EPS:
-11.02
Financial score:
8/100
Valuation score:
0/100
Revenue score:
41/100

What stands out

  • Reported year-over-year revenue growth is +0.1%.
  • Free cash flow is $-233.3M, showing cash burn in the current stored period.
  • The balance sheet shows $111.9M of cash versus $657.7M of total debt, so leverage deserves attention.
  • The latest Wall Street Score change is -0.2 points: BETR decreased 0.2 points because some fundamentals weakened.
  • The current research record carries a high debt stress warning, which should be reviewed alongside the score.

What the numbers mean

Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.

The financial score is 8/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-09-09.

How to research BETR

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.