BayCom Corp (BCML) Stock Score, Valuation & Financial Research
BayCom Corp is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 39/100.
Quick answer for BCML
BayCom Corp currently has a Wall Street Score of 39/100. The stored market price is $30.44. Its financial score is 55/100. Its valuation score is 16/100. The latest WSS change is -0.4 points. These figures are a research snapshot, not a buy or sell recommendation.
What BayCom Corp does
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, and direct deposit services; treasury management services that in
BCML financial snapshot
- Wall Street Score:
- 39/100
- Current price:
- $30.44
- Market capitalization:
- $332.1M
- Revenue:
- $142.9M
- Net income:
- $13.1M
- Free cash flow:
- $30.1M
- Cash:
- $21.8M
- Total debt:
- $46.6M
- EPS:
- 1.20
- P/E ratio:
- 25.4x
- Financial score:
- 55/100
- Valuation score:
- 16/100
- Revenue score:
- 15/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $30.1M, showing positive cash generation.
- The balance sheet shows $21.8M of cash versus $46.6M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.4 points: BCML decreased 0.4 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 16/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 55/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-09.
How to research BCML
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.