Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Stock Score, Valuation & Financial Research

Banco Bilbao Vizcaya Argentaria, S.A. is in the Financial Services sector and Banks - Diversified industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 44/100.

Quick answer for BBVA

Banco Bilbao Vizcaya Argentaria, S.A. currently has a Wall Street Score of 44/100. The stored market price is $29.55. Its financial score is 40/100. Its valuation score is 26/100. These figures are a research snapshot, not a buy or sell recommendation.

What Banco Bilbao Vizcaya Argentaria, S.A. does

Banco Bilbao Vizcaya Argentaria, S.A., established in Bilbao, Spain, in 1857, operates as a comprehensive global financial services provider through its various subsidiaries. The institution specializes in retail banking, wholesale banking, and asset management. Its extensive product offerings include everyday current accounts, a variety of deposit options such as demand, savings, overnight, time, term, and subordinated deposits, along with numerous loan products. BBVA also trades in securities and manages both pension and investment funds. Additional services encompass credit cards, corporate and investment banking solutions, insurance products, and real estate services. The bank delivers these offerings through both online and mobile digital channels. As of December 31, 2021, its physical presence was robust, featuring 6,083 branches and 29,148 ATMs. Geographically, BBVA maintains oper

BBVA financial snapshot

Wall Street Score:
44/100
Current price:
$29.55
Market capitalization:
$163.27B
Revenue:
$56.79B
Net income:
$12.92B
Free cash flow:
$15.30B
Cash:
$126.14B
Total debt:
$123.40B
EPS:
2.19
P/E ratio:
13.5x
Financial score:
40/100
Valuation score:
26/100
Revenue score:
41/100

What stands out

  • Reported year-over-year revenue growth is +0.3%.
  • Free cash flow is $15.30B, showing positive cash generation.
  • The balance sheet shows $126.14B of cash versus $123.40B of total debt, leaving more cash than debt.

What the numbers mean

Its current valuation score is 26/100, which Wall Street Score classifies as weak within the model's valuation framework.

The financial score is 40/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-09-09.

How to research BBVA

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.