Beacon Financial Corp. (BBT) Stock Score, Valuation & Financial Research

Beacon Financial Corp. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 55/100.

Quick answer for BBT

Beacon Financial Corp. currently has a Wall Street Score of 55/100. The stored market price is $31.36. Its financial score is 57/100. Its valuation score is 84/100. The latest WSS change is -0.8 points. These figures are a research snapshot, not a buy or sell recommendation.

What Beacon Financial Corp. does

Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits. It originates mortgage loans on commercial and residential real estate, as well as commercial loans and leases. It is also involved in investment in debt and equity securities; and offers cash management, trust, and investment advisory services. In addition, the company provides specialty equipment financing and SBA lending, and online and mobile banking services, as well as wealth management services to individuals, families, endowments, and foundations. Beacon Financial Corporation was founded in 1846 and is headquartered in Boston, Massachusetts.

BBT financial snapshot

Wall Street Score:
55/100
Current price:
$31.36
Market capitalization:
$2.64B
Revenue:
$1.15B
Net income:
$113.8M
Free cash flow:
$0
Cash:
$240.7M
Total debt:
$979.5M
EPS:
1.32
P/E ratio:
23.8x
Financial score:
57/100
Valuation score:
84/100
Revenue score:
42/100

What stands out

  • Reported year-over-year revenue growth is +0.5%.
  • Free cash flow is $0, showing positive cash generation.
  • The balance sheet shows $240.7M of cash versus $979.5M of total debt, so leverage deserves attention.
  • The latest Wall Street Score change is -0.8 points: BBT decreased 0.8 points because Valuation declined by 3.3 points.

What the numbers mean

Its current valuation score is 84/100, which Wall Street Score classifies as strong within the model's valuation framework.

The financial score is 57/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-09-09.

How to research BBT

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.