Banc of California, Inc. (BANC) Stock Score, Valuation & Financial Research
Banc of California, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 31/100.
Quick answer for BANC
Banc of California, Inc. currently has a Wall Street Score of 31/100. The stored market price is $18.28. Its financial score is 47/100. Its valuation score is 0/100. The latest WSS change is -0.1 points. These figures are a research snapshot, not a buy or sell recommendation.
What Banc of California, Inc. does
Banc of California, Inc. is a financial holding company that, through its subsidiary Banc of California, National Association, delivers a full spectrum of banking products and services across the United States. The company's offerings encompass a variety of deposit solutions, including checking, savings, money market, and retirement accounts, alongside both interest-bearing and non-interest-bearing demand accounts, and certificates of deposit. Banc of California also provides diverse commercial and consumer lending options. Its commercial credit facilities include commercial and industrial loans, financing for commercial real estate and multifamily properties, construction loans, warehouse lending, and Small Business Administration (SBA) loans. For individual clients, available products feature single-family residential mortgages, home equity lines of credit (HELOCs), indirect/direct lev
BANC financial snapshot
- Wall Street Score:
- 31/100
- Current price:
- $18.28
- Market capitalization:
- $2.81B
- Revenue:
- $1.78B
- Net income:
- $-21.3M
- Free cash flow:
- $234.8M
- Cash:
- $2.82B
- Total debt:
- $3.03B
- EPS:
- -0.41
- Financial score:
- 47/100
- Valuation score:
- 0/100
- Revenue score:
- 14/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $234.8M, showing positive cash generation.
- The balance sheet shows $2.82B of cash versus $3.03B of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.1 points: BANC decreased 0.1 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 47/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-09.
How to research BANC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.