BayFirst Financial Corp. (BAFN) Stock Score, Valuation & Financial Research
BayFirst Financial Corp. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 26/100.
Quick answer for BAFN
BayFirst Financial Corp. currently has a Wall Street Score of 26/100. The stored market price is $8.75. Its financial score is 40/100. Its valuation score is 0/100. These figures are a research snapshot, not a buy or sell recommendation.
What BayFirst Financial Corp. does
Founded in 1999 and headquartered in Saint Petersburg, Florida, BayFirst Financial Corp. functions as the parent entity for First Home Bank. This financial institution offers a comprehensive array of commercial and consumer banking solutions for both businesses and individual clients. Its product portfolio includes various deposit accounts such as checking, savings, and certificates of deposit. Borrowers can access a range of home financing options, including residential mortgages, home equity loans, and home equity lines of credit. For businesses, specialized lending programs are available, encompassing minority lending initiatives, PPP loan forgiveness services, SBA loans, and general commercial lending. Furthermore, the company provides treasury management, merchant services, online banking, investment products, and credit cards. As of January 26, 2022, BayFirst Financial Corp. operat
BAFN financial snapshot
- Wall Street Score:
- 26/100
- Current price:
- $8.75
- Market capitalization:
- $35.9M
- Revenue:
- $65.2M
- Net income:
- $-59.7M
- Free cash flow:
- $285.0M
- Cash:
- $139.2M
- Total debt:
- $18.7M
- EPS:
- -14.91
- Financial score:
- 40/100
- Valuation score:
- 0/100
- Revenue score:
- 20/100
What stands out
- Reported year-over-year revenue growth is -0.4%.
- Free cash flow is $285.0M, showing positive cash generation.
- The balance sheet shows $139.2M of cash versus $18.7M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 40/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-09.
How to research BAFN
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.