Axos Financial, Inc. (AX) Stock Score, Valuation & Financial Research
Axos Financial, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 61/100.
Quick answer for AX
Axos Financial, Inc. currently has a Wall Street Score of 61/100. The stored market price is $93.26. Its financial score is 26/100. Its valuation score is 97/100. The latest WSS change is -1.0 points. These figures are a research snapshot, not a buy or sell recommendation.
What Axos Financial, Inc. does
Founded in Las Vegas, Nevada, in 1999, Axos Financial, Inc. is a U.S.-based financial institution that delivers a comprehensive array of banking services to both individual consumers and businesses. The company operates through two primary divisions: its core Banking Business and its Securities Business. For deposits, Axos provides a broad spectrum of options including checking, savings, demand, money market, and time deposit accounts, alongside specialized products such as zero balance and insured cash sweep accounts. Its diverse lending portfolio encompasses various mortgage types, such as single-family, multi-family, and commercial real estate-backed loans. They also extend commercial and industrial loans, comprising non-real estate, asset-backed, term loans, and lines of credit. Consumer lending encompasses automobile loans, fixed-rate unsecured loans, and unique offerings such as st
AX financial snapshot
- Wall Street Score:
- 61/100
- Current price:
- $93.26
- Market capitalization:
- $5.31B
- Revenue:
- $2.19B
- Net income:
- $490.4M
- Free cash flow:
- $291.1M
- Cash:
- $1.11B
- Total debt:
- $1.07B
- EPS:
- 8.66
- P/E ratio:
- 10.8x
- Financial score:
- 26/100
- Valuation score:
- 97/100
- Revenue score:
- 31/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $291.1M, showing positive cash generation.
- The balance sheet shows $1.11B of cash versus $1.07B of total debt, leaving more cash than debt.
- The latest Wall Street Score change is -1.0 points: AX decreased 1 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 26/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-09.
How to research AX
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.