Avidbank Holdings, Inc. (AVBH) Stock Score, Valuation & Financial Research
Avidbank Holdings, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 31/100.
Quick answer for AVBH
Avidbank Holdings, Inc. currently has a Wall Street Score of 31/100. The stored market price is $31.57. Its financial score is 21/100. Its valuation score is 26/100. The latest WSS change is +0.4 points. These figures are a research snapshot, not a buy or sell recommendation.
What Avidbank Holdings, Inc. does
Avidbank Holdings, Inc. serves as the parent company for Avidbank, a financial institution that delivers a broad spectrum of products and services to small and mid-sized businesses, professionals, and individuals. Its primary service area spans the Santa Clara, San Mateo, and San Francisco counties. The bank offers a full suite of deposit accounts for both personal and business use, including checking, money market, savings accounts, and certificates of deposit. Its diverse lending options cater to personal needs, providing secured and unsecured credit lines, home equity lines of credit, and loans for home remodels or new construction, as well as general term loans. For corporate clients, Avidbank extends credit facilities such as working capital lines, equipment financing, acquisition funding, shareholder buyout loans, Employee Stock Ownership Plan (ESOP) loans, and loans for owner-occu
AVBH financial snapshot
- Wall Street Score:
- 31/100
- Current price:
- $31.57
- Market capitalization:
- $345.9M
- Revenue:
- $68.4M
- Net income:
- $29.4M
- Free cash flow:
- $0
- Cash:
- $13.9M
- Total debt:
- $22.0M
- EPS:
- 3.00
- P/E ratio:
- 10.5x
- Financial score:
- 21/100
- Valuation score:
- 26/100
- Revenue score:
- 31/100
What stands out
- Reported year-over-year revenue growth is -0.1%.
- Free cash flow is $0, showing positive cash generation.
- The balance sheet shows $13.9M of cash versus $22.0M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is +0.4 points: AVBH increased 0.4 points because Valuation improved by 4 points.
What the numbers mean
Its current valuation score is 26/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 21/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-09.
How to research AVBH
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.