Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.

Ameriprise Financial, Inc.

AMPNYSE
Wall Street Score · overall investment74/100
$492.85USD$-0.75 (-0.15%)
Company website www.ameriprise.com
Headquarters1099 Ameriprise Financial Center, Minneapolis, MN, 55474, US
Financial statement currencyUSD · no FX conversion applied
Financial Services · Asset Management
Price updated todayFinancials updated Oct 1, 2026

AMP · Price history

Price at last available close

$492.85

−$3.31 (-0.67%) 1M

2026-10-27

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Company & revenue

About Ameriprise Financial, Inc.

Primary reporting period: 2025-12-31 · Research updated Oct 12, 2026. A research update is not a new financial filing.

Who they are

Ameriprise Financial, Inc. is a holding company, which engages in providing financial planning, asset management, and insurance services to individuals, businesses, and institutions. It operates through the following business segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The Advice & Wealth Management segment consists of financial planning and advice, as well as full-service brokerage services for retail clients through financial advisors.

How they make money

Ameriprise Financial is a diversified financial services company that generates revenue primarily through management and financial advice fees, distribution fees, net investment income from its investment portfolios, and premiums and contract charges from insurance and annuity products. The company operates through an integrated model that combines advice-based wealth management with asset management and retirement and protection solutions to serve individual and institutional clients.

Products & services

The company provides financial planning, wealth management, asset management, insurance, annuities, and banking services to individual and institutional clients.

Brands & revenue mix

Ameriprise Financial

Primary brand for financial advice and wealth management services.

Separate brand revenue is not available in this research.Source

Columbia Threadneedle Investments

Global asset management brand.

Separate brand revenue is not available in this research.Source

Revenue share is not unit sales or a best-seller ranking. Parent brands and included sub-brands can overlap; do not add overlapping rows.

Product / operating segments

No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.

Geographic revenue

No reconciled geographic revenue breakdown was confirmed for the current research period.

Customer types

Customer concentration

No quantified customer-concentration disclosure is available in the current saved research.

Suppliers, materials & equipment

  • Broadridge Corporate Issuer Solutions, Inc. — Provides transfer agent services for Ameriprise Financial stockholders.Source

Competitors

  • LPL Financial — Competes in the independent broker-dealer and wealth management space.Source
  • Raymond James Financial — Competes in wealth management and financial advisory services.Source

Strengths

  • Integrated business model combining advice and asset managementSource
  • Strong adjusted operating marginsSource

Risks

  • Market volatility affecting assets under management and fee revenueSource
  • Regulatory and legislative changes impacting financial servicesSource

Wall Street Score

Overall investment score · Quality, value, risk and opportunity

74

Strong

PoorElite

View category scores →

Company Quality

How good is the actual business—regardless of today’s stock price?

78

Strong

Financial Strength

69

Business Quality / Moat

99

Management

88

Growth Quality

39

Risk / Durability

96

Great Company · Attractive Price

Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.

Opportunity

Opportunity Score · How does the current price compare with estimated value?

82

Attractive

Based on current valuation, company quality, recent trends, and available market signals.

View score details →

Model Outlook

12-month model · What does the model think happens next?

78/100

Building Historical Record

Model Score 78/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.

Probability unavailable — the model has not produced a calibrated probability yet.

Click for full breakdown →

WSS View

The quick read

The overall Wall Street Score is strong across its combined quality, valuation and risk inputs. Review Company Quality separately to assess the business without its share price.

At today’s price, the WSS valuation framework currently reads as relatively attractive.

The model outlook is currently positive.

What we like
  • •Strong overall Wall Street Score
  • •Balance-sheet / debt profile scores strongly
  • •Valuation scores attractively
  • •Recent buyback activity is present
What to watch
  • •Repurchase headline · Sep 30, 2026
  • •Repurchase headline · Sep 29, 2026
  • •Revenue fundamentals are weak

Company-specific research

Questions worth answering for AMP

Research inputs 100% complete

These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.

  • •Can AMP maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
  • •Is AMP's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
  • •How is AMP likely to use its cash advantage: reinvestment, acquisitions, debt reduction, dividends or buybacks?
  • •Is AMP's valuation discount tied to a temporary concern or to a longer-term business risk?
⚠ 2 warningsView warning details
Repurchase headline · Sep 30, 2026Repurchase headline · Sep 29, 2026
Business analysis: 16 days ago · Fresh

Essential Investment Snapshot

Wall Street Score

74

0–100 · Strong

Opportunity Score

82

0–100 · Excellent

Market Cap

$43.54B

P/E Ratio

11.7

EPS

$42.03

52-Week High

$572.56

52-Week Low

$422.37

Beta

1.13

Intrinsic Value

$1171.08

Analyst Target

$539.00

Shares Outstanding

96.3M

Total Revenue

$19.82B

Total Debt

$6.53B

Dividend Yield (TTM)

1.34%

View dividend history

Liquidation Value / Share

$66.11

Estimated net asset value per share

Dividend / Share (TTM)

$6.60

Trailing 12 months by ex-date; not a forecast

Momentum & Volatility Signals

Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.

0–100 market signals
Momentum
44/ 100
+8 pts / 5d

Weakening momentum

5D +1.1% · 20D -0.9% · RSI 52 · Price vs 20D avg -0.3%
Volatility
15/ 100
-8 pts / 5d

Low movement

20D realized vol 21.1% · 60D 22.7% · Acceleration 0.93x
Momentum = Where is it going?

A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.

Volatility = How violently is it moving?

A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.

Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.

Notices for AMP

Detected from reported data — verify before acting.

Dividend history reported

Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.

Historical repurchase activity

Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.

Repurchase headline · Sep 30, 2026

AMP's $5.5B Buyback Aids Shareholder Returns: Will It Be Sustainable? — This is a provider-linked headline, not an independently confirmed event. Check the article and company filings for the subject, proposed/completed status, and subsequent updates.

Zacks Investment Research

Repurchase headline · Sep 29, 2026

Ameriprise Financial Announces Additional $5.5 Billion Share Repurchase Authorization — This is a provider-linked headline, not an independently confirmed event. Check the article and company filings for the subject, proposed/completed status, and subsequent updates.

Business Wire

Community Sentiment

0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)

No personal call yet on AMP.

Potential upside factors

  • +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
  • +Integrated business model combining advice and asset management.
  • +Strong adjusted operating margins.
  • +Positive free cash flow may provide capacity to invest in growth.

Potential downside factors

  • −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Asset Management industry.
  • −Market volatility affecting assets under management and fee revenue.
  • −Regulatory and legislative changes impacting financial services.

These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.

Create a free account to make a call.

Scores

Click any score for full breakdown
Wall Street Score
Strong74/ 100
Weak (0–50)Fair (51–71)Strong (72+)

Strong

74

Tap for breakdown →

Strong

74

Debt Cost5.6%
Debt Reduction YoY-7.1%
Debt / Equity0.90x

Tap for breakdown →

Poor

33

Revenue YoY4.8%
Revenue CAGR8.3%
Net Margin19.9%

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Fair

63

Asset Growth YoY5.2%
Liquidation/Share$66.11
Net Assets/MCap4.32x

Tap for breakdown →

Strong

81

Earnings Yield8.9%
Buyback Yield5.3%
Debt Cost5.6%

Tap for breakdown →

Strong

88

ROIC144.2%
ROE62.0%
ROA2.0%

Tap for breakdown →

Elite

99

EPS Growth14.7%
FCF/Share Growth26.6%
Rev/Share Growth13.5%

Tap for breakdown →

Elite

97

Intrinsic Value$1171.08
Value Reference$702.65
MOS57.5%

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Strong

72

Revenue33
Moat99
Valuation97

Tap for breakdown →

Elite

100

MOS %57.5%
Value Reference$702.65
Deep Discount Reference$468.43

Tap for breakdown →

Fair

69

Interest Coverage14.8x
ROIC144.2%
FCF Yield18.4%

Tap for breakdown →

Strong

80

Financial69
Valuation97
Debt74

Tap for breakdown →

Elite

100

Survival Years14.4 yrs
Current Ratio25.84x
FCF Margin43.2%

Tap for breakdown →

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Score Changes

5 historical score records available

Previous Score

70

Sep 8, 2026

Change

+3.4

points

Current Score

74

Oct 1, 2026

Category Changes

Revenue+1.5
Debt0
Assets0
Capital+10.0
Management0
Moat+27.7
Valuation0
Buffett+4.4

AMP increased 3.4 points because Capital improved by 10 points, Moat improved by 27.7 points, Buffett improved by 4.4 points.

Positive Contributors

  • + Capital improved by 10 points
  • + Moat improved by 27.7 points
  • + Buffett improved by 4.4 points

Projected Score

Projected Score

76

Projected Change

+2.3 points

Preliminary comparable-period financial changes suggest improvement of approximately 2.3 points. This is a projected estimate, not the official WallStreetScore.

Price vs. Value

Undervalued

Current Price

$492.85

Model Intrinsic Value

$1171.08

Difference

−$678.23

-57.9% vs IV

Margin of Safety

57.9%

UndervaluedFair ValueOvervalued
Value Reference: $702.65
Deep Discount Reference: $468.43

Financial Charts

Revenue

201420152016201720182019202020212022202320242025$0$5.0B$10.0B$15.0B$20.0B

Additional Metrics

Operating Cash Flow

201520172019202120232025$0$2.5B$5.0B$7.5B$10.0B

Total Debt

201520172019202120232025$0$3.0B$6.0B$9.0B$12.0B

Total Assets

201520172019202120232025$0$50.0B$100.0B$150.0B$200.0B

Net Margin %

No data
Monetary values in USD. Share counts in raw units.

Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.

Line ItemTTM2025202420232022202120202019201820172016
Revenue$19.82B$18.91B$17.98B$16.12B····························
Cost of Revenue$9.86B$9.38B$8.83B$7.78B····························
Gross Profit$9.96B$9.53B$9.15B$8.34B····························
Research & Development$0.00$0.00$0.00$0.00····························
SG&A Expenses$0.00$0.00$0.00$0.00····························
Operating Expenses$4.58B$4.70B$4.54B$4.78B····························
EBITDA$5.50B$5.04B$4.79B$3.76B····························
Operating Income$5.38B$4.83B$4.61B$3.56B····························
Interest Expense$328.0M$326.0M$330.0M$324.0M····························
Income Before Tax$5.05B$4.50B$4.27B$3.23B····························
Income Tax Expense$1.10B$941.0M$866.0M$678.0M····························
Net Income$3.95B$3.56B$3.40B$2.56B····························
Basic EPS$42.03$36.90$33.67$24.18····························
Basic Shares91.80M94.80M101M106M····························
Diluted Shares92.90M96.30M103M108M····························
Upgrade to Premium for up to 10 annual periods, where available.
Upgrade to Premium

Earnings Summary

Estimated earnings date:Oct 29, 2026
Estimated EPS: $11.80Estimated revenue: $5.09B
Jun 30, 2026Q2FY2026

Revenue

$5.01B

Estimate unavailable.

Revenue Beat/Miss

Not available (no estimate stored)

EPS

$11.98

Estimate unavailable.

EPS Beat/Miss

Not available (no estimate stored)

Debt Change

+8.8%

Cash Change

+22.3%

Margin Change

-1.4 pp

Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.

Financial Changes Since Prior Period

What Improved

  • Cash position grew

What Weakened

  • Margins contracted
  • Debt increased

Potential Score Impact

Positive indicators included revenue growth, EPS growth, cash levels. Pressure indicators included debt levels, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.

Stored Earnings Analysis

Revenue increased 11.5%. EPS increased 11.6%. Cash increased 22.3%. Total debt increased 8.8%. Net income margin declined by 1.4 percentage points.

Earnings-Call Transcript

Earnings-call transcript analysis is not currently available.

These results may influence future scores when the next evaluation is completed.

Upgrade to Premium to unlock all earnings history.View plans
Earnings data: 120 days ago · Stale

Insider Activity

Guru / Smart Money

Guru Score

Smart Money

Number of Gurus

Total Guru Value

Avg Portfolio Weight

Largest Holder

Largest Holder %

New Positions

Increased Positions

Reduced Positions

Exited Positions

Net Guru Sentiment

Loading data...

Short Interest

Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.

Dividend History

Log in to view dividend history.

Conservative Projected Values

3 Years

$———.——

Premium

5 Years

$———.——

Premium

10 Years

$———.——

Premium

Conservative Projection Rate

——%

Premium

Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.

Conservative Projected Values

Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.

Start 7-Day Free Trial

Historical Outperformance Record

Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.

Start 7-Day Free Trial

Historical Trends

5 historical records
Jul 19, 26Aug 11, 26Sep 1, 26Sep 8, 26Oct 1, 260255075100

Historical Score Chart

3 of 5 records shown
3 historical score records are shown. Start your seven-day free trial to unlock 2 more records and the complete score history.Start Free Trial

Wall Street Score

Sep 1, 26Sep 8, 26Oct 1, 260255075100

Debt Score

Sep 1, 26Sep 8, 26Oct 1, 260255075100

Revenue Score

Sep 1, 26Sep 8, 26Oct 1, 260255075100

Asset Score

Sep 1, 26Sep 8, 26Oct 1, 260255075100

Capital Score

Sep 1, 26Sep 8, 26Oct 1, 260255075100

Management Score

Sep 1, 26Sep 8, 26Oct 1, 260255075100

Moat Score

Sep 1, 26Sep 8, 26Oct 1, 260255075100

Valuation Score

Sep 1, 26Sep 8, 26Oct 1, 260255075100

Buffett Score

Sep 1, 26Sep 8, 26Oct 1, 260255075100

Intrinsic Value

Sep 1, 26Sep 8, 26Oct 1, 26$1169.00$1170.00$1171.00$1172.00$1173.00

Value Reference

Sep 1, 26Sep 8, 26Oct 1, 26$700.00$701.00$702.00$703.00$704.00

Margin of Safety %

Sep 1, 26Sep 8, 26Oct 1, 260.5%0.5%0.6%0.6%0.6%

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News

Rumor Mill · AMP

Corporate developments & opportunities

Explore market →

No reviewed developments match this filter.

Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.

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