Alerus Financial Corporation (ALRS) Stock Score, Valuation & Financial Research
Alerus Financial Corporation is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 28/100.
Quick answer for ALRS
Alerus Financial Corporation currently has a Wall Street Score of 28/100. The stored market price is $33.04. Its financial score is 18/100. Its valuation score is 37/100. The latest WSS change is -0.3 points. These figures are a research snapshot, not a buy or sell recommendation.
What Alerus Financial Corporation does
Alerus Financial Corporation, operating primarily through its subsidiary Alerus Financial, National Association, delivers a broad spectrum of financial services to both commercial clients and individual consumers. The company organizes its operations across four distinct segments: Banking, Retirement and Benefit Services, Wealth Management, and Mortgage. Within its Banking segment, Alerus provides a comprehensive array of deposit solutions, including checking, savings, money market, and certificate of deposit accounts. It also supports businesses with robust treasury management products like electronic receivables management, remote deposit capture, cash vault services, and other cash management tools. Lending solutions encompass various commercial loans, such as business term loans, lines of credit, commercial real estate financing, and construction and land development loans, alongside
ALRS financial snapshot
- Wall Street Score:
- 28/100
- Current price:
- $33.04
- Market capitalization:
- $830.2M
- Revenue:
- $332.7M
- Net income:
- $27.7M
- Free cash flow:
- $58.8M
- Cash:
- $109.0M
- Total debt:
- $447.0M
- EPS:
- 1.10
- P/E ratio:
- 30.0x
- Financial score:
- 18/100
- Valuation score:
- 37/100
- Revenue score:
- 25/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $58.8M, showing positive cash generation.
- The balance sheet shows $109.0M of cash versus $447.0M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.3 points: ALRS decreased 0.3 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 37/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 18/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research ALRS
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.