Ally Financial Inc. (ALLY) Stock Score, Valuation & Financial Research
Ally Financial Inc. is in the Financial Services sector and Financial - Credit Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 36/100.
Quick answer for ALLY
Ally Financial Inc. currently has a Wall Street Score of 36/100. The stored market price is $42.07. Its financial score is 41/100. Its valuation score is 29/100. The latest WSS change is +0.5 points. These figures are a research snapshot, not a buy or sell recommendation.
What Ally Financial Inc. does
Ally Financial Inc. operates as a digital-first financial services provider, offering a comprehensive suite of products and services to individual consumers, commercial enterprises, and corporate clients. Its primary operational footprint spans the United States and Canada. The company is structured into four main operating segments: 1. Automotive Finance Operations: This segment specializes in vehicle financing solutions. Offerings include retail installment sales contracts, loans, and operating leases for consumers, as well as term loans for dealerships. It also facilitates dealer floorplan financing, other lines of credit for dealers, warehouse lines for automotive retailers, and fleet financing. Furthermore, this division provides funding for companies and municipalities purchasing or leasing vehicles and offers vehicle remarketing services. 2. Insurance Operations: Through this segm
ALLY financial snapshot
- Wall Street Score:
- 36/100
- Current price:
- $42.07
- Market capitalization:
- $12.80B
- Revenue:
- $15.84B
- Net income:
- $1.45B
- Free cash flow:
- $-647.0M
- Cash:
- $7.84B
- Total debt:
- $22.97B
- EPS:
- 4.29
- P/E ratio:
- 9.8x
- Financial score:
- 41/100
- Valuation score:
- 29/100
- Revenue score:
- 47/100
What stands out
- Reported year-over-year revenue growth is +0.3%.
- Free cash flow is $-647.0M, showing cash burn in the current stored period.
- The balance sheet shows $7.84B of cash versus $22.97B of total debt, so leverage deserves attention.
- The latest Wall Street Score change is +0.5 points: ALLY increased 0.5 points because Valuation improved by 4.4 points.
What the numbers mean
Its current valuation score is 29/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 41/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research ALLY
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
Learn how to analyze a stock · Read the Wall Street Score methodology · Browse other stocks
Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.