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The Allstate Corporation, along with its affiliated entities, provides a comprehensive suite of property, casualty, and other insurance offerings throughout the United States and Canada. The company's operations are structured across four primary business segments: Allstate Protection; Protection Services; Allstate Health and Benefits; and Run-off Property-Liability. The Allstate Protection segment delivers a wide array of personal and commercial insurance solutions.
Brands & revenue mix
Allstate
Flagship brand for personal lines insurance.
Separate brand revenue is not available in this research.Source
National General
Brand focused on personal lines insurance.
Separate brand revenue is not available in this research.Source
Direct Auto
Brand focused on personal lines insurance.
Separate brand revenue is not available in this research.Source
Answer Financial
Insurance agency and comparison platform.
Separate brand revenue is not available in this research.Source
Revenue share is not unit sales or a best-seller ranking. Parent brands and included sub-brands can overlap; do not add overlapping rows.
Customer concentration
The company does not disclose significant customer concentration, as its business is primarily conducted through a broad base of individual policyholders and small commercial accounts.
Business relationships & partnerships
Allstate Identity Protection — Operates primarily through workplace benefit programs with growth in partnerships and direct-to-consumer channels.Source
Overall investment score · Quality, value, risk and opportunity
79
Strong
PoorElite
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
81
Strong
Financial Strength
89
Business Quality / Moat
94
Management
100
Growth Quality
39
Risk / Durability
55
Great Company · Attractive Price
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
76
Fair
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
75/100
Building Historical Record
Model Score 75/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.
Probability unavailable — the model has not produced a calibrated probability yet.
Click for full breakdown →
WSS View
The quick read
The overall Wall Street Score is strong across its combined quality, valuation and risk inputs. Review Company Quality separately to assess the business without its share price.
At today’s price, the WSS valuation framework currently reads as relatively attractive.
The model outlook is currently positive.
What we like
•Strong overall Wall Street Score
•Balance-sheet / debt profile scores strongly
•Valuation scores attractively
•Recent buyback activity is present
What to watch
•M&A headline · Sep 15, 2026
•Revenue fundamentals are weak
Company-specific research
Questions worth answering for ALL
Research inputs 100% complete
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
•Can ALL maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
•Is ALL's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
•Is ALL's debt load manageable relative to cash generation, interest costs and upcoming maturities?
•Is ALL's valuation discount tied to a temporary concern or to a longer-term business risk?
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
Volatility = How violently is it moving?
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for ALL
Detected from reported data — verify before acting.
Dividend history reported
Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.
Historical repurchase activity
Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.
M&A headline · Sep 15, 2026
5,927,387 Shares in The Allstate Corporation $ALL Acquired by Bank of America Corp DE — This is a provider-linked headline, not an independently confirmed event. Check the article and company filings for the subject, proposed/completed status, and subsequent updates.
+Positive free cash flow may provide capacity to invest in growth.
Potential downside factors
No strong bearish data point is currently available.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdown
Wall Street Score
Strong79/ 100
Weak (0–50)Fair (51–71)Strong (72+)
Debt
Strong
87
Debt Cost5.3%
Debt Reduction YoY7.4%
Debt / Equity0.24x
Tap for breakdown →
Revenue
Weak
46
Revenue YoY4.1%
Revenue CAGR8.4%
Net Margin19.2%
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Asset
Fair
67
Asset Growth YoY7.3%
Liquidation/Share$127.23
Net Assets/MCap2.05x
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Capital
Strong
79
Earnings Yield23.3%
Buyback Yield1.8%
Debt Cost5.3%
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Management
Elite
100
ROIC25.4%
ROE39.5%
ROA10.7%
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Moat
Elite
94
EPS Growth48.5%
FCF/Share Growth18.7%
Rev/Share Growth10.6%
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Valuation
Elite
100
Intrinsic Value$1394.43
Value Reference$836.66
MOS0.8%
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Buffett
Strong
80
Revenue46
Moat94
Valuation100
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MOS
Elite
100
MOS %0.8%
Value Reference$836.66
Deep Discount Reference$557.77
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Financial
Weak
46
Interest Coverage33.0x
ROIC25.4%
FCF Yield17.3%
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Master
Fair
65
Financial46
Valuation100
Debt87
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Resilience
Fair
64
Survival Years1.2 yrs
Current Ratio0.37x
FCF Margin0.1%
Tap for breakdown →
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Score Changes
5 historical score records available
Previous Score
79
Sep 8, 2026
Change
+0.3
points
Current Score
79
Oct 1, 2026
Category Changes
Revenue+1.5
Debt0
Assets0
Capital+2.0
Management0
Moat+0.2
Valuation0
Buffett+0.3
ALL increased 0.3 points because Capital improved by 2 points.
Positive Contributors
+ Capital improved by 2 points
Projected Score
Projected Score
83
Projected Change
+4.3%
Preliminary comparable-period financial changes suggest improvement of approximately 4.3 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
Review model assumptions
This model estimate is more than three times the share price.
For insurers, earnings can vary sharply with claims and investment gains. Review normalized earnings and book value before relying on this growth-based estimate.
Monetary values in USD. Share counts in raw units.
Income StatementBalance SheetCash Flow
AnnualQuarterlyTTM + Annual
All rows
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
Line Item
TTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
$69.19B
$66.46B
$63.52B
$56.59B
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····
····
····
····
····
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Cost of Revenue
$40.02B
$44.37B
$49.02B
$49.42B
····
····
····
····
····
····
····
Gross Profit
$29.17B
$22.09B
$14.50B
$7.17B
····
····
····
····
····
····
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Research & Development
$0.00
$0.00
$0.00
$0.00
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····
····
····
····
····
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SG&A Expenses
$6.61B
-$30.0M
-$37.0M
$9.0M
····
····
····
····
····
····
····
Operating Expenses
$11.99B
$8.93B
$8.74B
$7.52B
····
····
····
····
····
····
····
EBITDA
$17.72B
$14.04B
$6.72B
$735.0M
····
····
····
····
····
····
····
Operating Income
$17.18B
$13.16B
$5.76B
-$348.0M
····
····
····
····
····
····
····
Interest Expense
$393.0M
$399.0M
$400.0M
$379.0M
····
····
····
····
····
····
····
Income Before Tax
$16.99B
$13.16B
$5.76B
-$348.0M
····
····
····
····
····
····
····
Income Tax Expense
$3.68B
$2.89B
$1.16B
-$135.0M
····
····
····
····
····
····
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Net Income
$13.31B
$10.28B
$4.67B
-$188.0M
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Basic EPS
$50.70
$38.68
$17.22
$-1.20
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Basic Shares
256M
261M
264M
263M
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····
····
····
····
····
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Diluted Shares
259M
265M
268M
263M
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····
····
····
····
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····
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Dividend HistoryShare
Dividend History
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Predictions & Historical PerformanceShare
Conservative Projected Values
3 Years
$———.——
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5 Years
$———.——
Premium
10 Years
$———.——
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Conservative Projection Rate
——%
Premium
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.