AIFU Inc. (AIFU) Stock Score, Valuation & Financial Research

AIFU Inc. is in the Financial Services sector and Insurance - Brokers industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 65/100.

Quick answer for AIFU

AIFU Inc. currently has a Wall Street Score of 65/100. The stored market price is $9.57. Its financial score is 25/100. Its valuation score is 100/100. The latest WSS change is +5.8 points. These figures are a research snapshot, not a buy or sell recommendation.

What AIFU Inc. does

AIFU, Inc. engages in the provision of agency services and insurance claims adjusting services. It operates through the Insurance Agency and Claims Adjusting segments. The Insurance Agency segment includes providing agency services for insurance products and life insurance products. The Claims Adjusting segment provides pre-underwriting survey services, claims adjusting services, disposal of residual value services, loading and unloading supervision services, and consulting services. The company was founded by Yin An Hu and Qiu Ping Lai in 1998 and is headquartered in Guangzhou, China.

AIFU financial snapshot

Wall Street Score:
65/100
Current price:
$9.57
Market capitalization:
$56.7M
Revenue:
$475.4M
Net income:
$41.7M
Free cash flow:
$-2.9M
Cash:
$4.6M
Total debt:
$12.9M
EPS:
7.73
P/E ratio:
1.2x
Financial score:
25/100
Valuation score:
100/100
Revenue score:
59/100

What stands out

  • Reported year-over-year revenue growth is +4.7%.
  • Free cash flow is $-2.9M, showing cash burn in the current stored period.
  • The balance sheet shows $4.6M of cash versus $12.9M of total debt, so leverage deserves attention.
  • The latest Wall Street Score change is +5.8 points: AIFU increased 5.8 points because Capital improved by 4 points, Valuation improved by 15 points.

What the numbers mean

Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.

The financial score is 25/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-09-08.

How to research AIFU

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.