ACNB Corporation (ACNB) Stock Score, Valuation & Financial Research
ACNB Corporation is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 57/100.
Quick answer for ACNB
ACNB Corporation currently has a Wall Street Score of 57/100. The stored market price is $65.19. Its financial score is 19/100. Its valuation score is 97/100. The latest WSS change is +1.4 points. These figures are a research snapshot, not a buy or sell recommendation.
What ACNB Corporation does
ACNB Corporation operates as a financial holding company, offering a comprehensive suite of banking, insurance, and financial services to a diverse clientele including individuals, businesses, and government entities across the United States. Its banking segment provides a range of deposit products such as checking, savings, money market, and time accounts, along with debit cards. The company is also a significant lender, furnishing commercial products like mortgages, real estate development and construction financing, accounts receivable and inventory loans, and agricultural and governmental funding. For individual consumers, it supplies home equity loans and lines of credit, automotive and recreational vehicle loans, manufactured housing loans, and personal lines of credit. Mortgage programs encompass personal residential, construction, and investment properties. Beyond traditional ban
ACNB financial snapshot
- Wall Street Score:
- 57/100
- Current price:
- $65.19
- Market capitalization:
- $665.7M
- Revenue:
- $199.9M
- Net income:
- $54.6M
- Free cash flow:
- $52.6M
- Cash:
- $28.0M
- Total debt:
- $327.4M
- EPS:
- 5.29
- P/E ratio:
- 12.3x
- Financial score:
- 19/100
- Valuation score:
- 97/100
- Revenue score:
- 55/100
What stands out
- Reported year-over-year revenue growth is +0.2%.
- Free cash flow is $52.6M, showing positive cash generation.
- The balance sheet shows $28.0M of cash versus $327.4M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is +1.4 points: ACNB increased 1.4 points because Valuation improved by 14.6 points.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 19/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research ACNB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.