American Coastal Insurance Corporation (ACIC) Stock Score, Valuation & Financial Research
American Coastal Insurance Corporation is in the Financial Services sector and Insurance - Property & Casualty industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 72/100.
Quick answer for ACIC
American Coastal Insurance Corporation currently has a Wall Street Score of 72/100. The stored market price is $9.34. Its financial score is 48/100. Its valuation score is 100/100. The latest WSS change is +1.5 points. These figures are a research snapshot, not a buy or sell recommendation.
What American Coastal Insurance Corporation does
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in
ACIC financial snapshot
- Wall Street Score:
- 72/100
- Current price:
- $9.34
- Market capitalization:
- $452.7M
- Revenue:
- $330.4M
- Net income:
- $100.2M
- Free cash flow:
- $70.9M
- Cash:
- $218.9M
- Total debt:
- $152.5M
- EPS:
- 2.08
- P/E ratio:
- 4.5x
- Financial score:
- 48/100
- Valuation score:
- 100/100
- Revenue score:
- 45/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $70.9M, showing positive cash generation.
- The balance sheet shows $218.9M of cash versus $152.5M of total debt, leaving more cash than debt.
- The latest Wall Street Score change is +1.5 points: ACIC increased 1.5 points because Valuation improved by 15 points.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 48/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research ACIC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.