Arbor Realty Trust
ABR · Price history
Price at last available close
$3.02
−$0.84 (-21.76%) 1M
2026-10-29
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Company & revenue
About Arbor Realty Trust
Primary reporting period: 2025-12-31 · Research updated Oct 12, 2026. A research update is not a new financial filing.
Who they are
Arbor Realty Trust, Inc. invests in a diversified portfolio of structured finance assets in the multifamily, single-family rental, and commercial real estate markets in the United States. It operates in two segments, Structured Business and Agency Business. The company invests in bridge and mezzanine loans, including junior participating interests in first mortgages, and preferred and direct equity, as well as real estate-related joint ventures, real estate-related notes, and various mortgage-related securities.
How they make money
Arbor Realty Trust operates as a real estate investment trust (REIT) and direct lender that generates income through two primary platforms: structured loan origination and investment, and agency loan origination and servicing. The company utilizes an annuity-based business model to provide financing for multifamily, single-family rental portfolios, and other commercial real estate assets, while managing its balance sheet through various financing vehicles including collateralized loan obligations.
Products & services
The company provides loan origination and servicing for multifamily, single-family rental portfolios, and other commercial real estate assets, including GSE-backed financing and construction financing products.
Brands & revenue mix
No separate brand or brand-level revenue disclosure was confirmed in the reviewed sources. This does not mean the company has no brands.
Product / operating segments
No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.
Geographic revenue
No reconciled geographic revenue breakdown was confirmed for the current research period.
Customer types
Customer concentration
No quantified customer-concentration disclosure is available in the current saved research.
Suppliers, materials & equipment
- unnamed — The company utilizes various financial institutions and counterparties to facilitate its collateralized loan obligation (CLO) securitizations and repurchase facilities.Source
Strengths
Wall Street Score
Overall investment score · Quality, value, risk and opportunity
29
Poor
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
35
Poor
Financial Strength
35
Business Quality / Moat
42
Management
18
Growth Quality
30
Risk / Durability
59
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
59
Avoid
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
57/100
Building Historical Record
Model Score 57/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.
Probability unavailable — the model has not produced a calibrated probability yet.
Click for full breakdown →
WSS View
The quick read
The overall Wall Street Score is low across its combined quality, valuation and risk inputs. This can reflect an expensive share price, business weaknesses, or both; check Company Quality and the category breakdown before drawing a conclusion.
At today’s price, the WSS valuation framework currently reads as moderate rather than unusually attractive.
The model outlook is currently moderate.
- •Valuation scores attractively
- •Insider activity signal is favorable
- •Recent buyback activity is present
- •MAJOR RED FLAG: Reverse split proposed / authorized
- •Elevated debt risk
- •Revenue fundamentals are weak
- •Debt / balance-sheet profile needs attention
Company-specific research
Questions worth answering for ABR
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
- •What is driving ABR's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
- •Is ABR's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
- •Is ABR's debt load manageable relative to cash generation, interest costs and upcoming maturities?
- •Is ABR's valuation discount tied to a temporary concern or to a longer-term business risk?
- •What does the current corporate distress warning mean for the reliability or interpretation of ABR's score?
Essential Investment Snapshot
Wall Street Score
29
Opportunity Score
59
Market Cap
$562.5M
P/E Ratio
25.6
EPS
$0.15
52-Week High
$12.58
52-Week Low
$3.76
Beta
1.12
Intrinsic Value
$5.81
Analyst Target
$5.00
Shares Outstanding
209.7M
Total Revenue
$1.20B
Total Debt
$11.09B
Dividend Yield (TTM)
31.18%
Liquidation Value / Share
$13.74
Dividend / Share (TTM)
$0.94
Momentum & Volatility Signals
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
Strong downward momentum
Elevated movement
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for ABR
Detected from reported data — verify before acting.MAJOR RED FLAG: Reverse split proposed / authorized
A recent SEC filing discusses authorization, approval, or a proposal for a reverse stock split. This is treated as a major distress/listing-risk signal and caps Wall Street Score below 30 while pending.
Supporting filingDividend history reported
Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.
Historical repurchase activity
Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.
Elevated debt risk
Total debt is at least one year of revenue • Interest coverage is below 2x • Cash covers less than 20% of total debt
Community Sentiment
0 active · 0 total callsNo personal call yet on ABR.
Potential upside factors
- +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
- +Internally-managed mortgage REIT structure.
- +Diversified income streams from structured and agency loan platforms.
- +Positive free cash flow may provide capacity to invest in growth.
Potential downside factors
- −Debt risk (elevated): Total debt is at least one year of revenue.
- −Interest coverage is below 2x.
- −Cash covers less than 20% of total debt.
- −Interest rate volatility affecting loan demand and financing costs.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdownWas this stock page easy to understand?
One click helps us improve the research experience. This is not tied to an investment decision.
Score Changes
5 historical score records availablePrevious Score
34
Sep 8, 2026
Change
+9.8
points
Current Score
43
Oct 1, 2026
Category Changes
ABR increased 9.8 points because Revenue improved by 5.4 points, Capital improved by 16 points, Valuation improved by 40.8 points.
Positive Contributors
- + Revenue improved by 5.4 points
- + Capital improved by 16 points
- + Valuation improved by 40.8 points
- + Buffett improved by 5.3 points
Projected Score
Projected Score
39
Projected Change
-4.8 points
Preliminary comparable-period financial changes suggest decline of approximately 4.8 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
UndervaluedCurrent Price
$3.02
Model Intrinsic Value
$5.81
Difference
−$2.80
-48.1% vs IV
Margin of Safety
48.1%
Financial Charts
Revenue
Additional Metrics
Operating Cash Flow
Total Debt
Total Assets
Net Margin %
Large reported revenue change: +93.0%
Revenue changed sharply from 2024 to 2025. This can reflect a real business change, acquisition, divestiture, discontinued operations, restatement, or reporting-basis change. Compare the underlying filing before treating it as normal growth or decline.
TTM may combine quarters from before and after the event, so its trend can also be distorted.
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
| Line Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.35B | $1.21B | $627.5M | $719.0M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Cost of Revenue | $86.8M | $74.4M | $62.3M | $57.2M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Gross Profit | $1.26B | $1.14B | $565.2M | $661.9M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Research & Development | $0.00 | $0.00 | $0.00 | $0.00 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| SG&A Expenses | $146.7M | $233.9M | $181.7M | $159.8M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Operating Expenses | $263.5M | $233.7M | $181.7M | $159.8M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| EBITDA | $802.9M | $901.7M | $1.18B | $1.40B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Operating Income | $999.6M | $902.8M | $383.5M | $502.1M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Interest Expense | $718.0M | $701.8M | $804.6M | $903.2M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Income Before Tax | $76.0M | $176.6M | $297.4M | $427.9M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Income Tax Expense | $17.0M | $18.8M | $13.5M | $27.3M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Net Income | $57.7M | $148.8M | $264.6M | $371.4M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Basic EPS | $0.15 | $0.56 | $1.18 | $1.79 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Basic Shares | 191M | 193M | 189M | 185M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Diluted Shares | 191M | 210M | 206M | 219M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
Earnings Summary
Revenue
$292.6M
Estimate unavailable.
Revenue Beat/Miss
Not available (no estimate stored)
EPS
-$0.20
Estimate unavailable.
EPS Beat/Miss
Not available (no estimate stored)
Debt Change
+86.6%
Cash Change
+12.4%
Margin Change
-20.6 pp
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
- Cash position grew
What Weakened
- Margins contracted
- Debt increased
Potential Score Impact
Positive indicators included cash levels. Pressure indicators included revenue growth, EPS growth, debt levels, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue declined 3.0%. EPS declined 253.8%. Cash increased 12.4%. Total debt increased 86.6%. Net income margin declined by 20.6 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
Insider Activity
Guru / Smart Money
Guru Score
24
Smart Money
24
Number of Gurus
1
Total Guru Value
Avg Portfolio Weight
Largest Holder
Largest Holder %
New Positions
Increased Positions
Reduced Positions
Exited Positions
Net Guru Sentiment
Short Interest
Dividend History
Log in to view dividend history.
Conservative Projected Values
3 Years
$———.——
5 Years
$———.——
10 Years
$———.——
Conservative Projection Rate
——%
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Start 7-Day Free TrialHistorical Outperformance Record
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.
Start 7-Day Free TrialHistorical Trends
5 historical recordsHistorical Score Chart
3 of 5 records shownWall Street Score
Debt Score
Revenue Score
Asset Score
Capital Score
Management Score
Moat Score
Valuation Score
Buffett Score
Intrinsic Value
Value Reference
Margin of Safety %
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News
Arbor Realty Trust (ABR) Suffers a Larger Drop Than the General Market: Key Insights
Arbor Realty Trust Schedules Third Quarter 2026 Earnings Conference Call
Arbor Realty Trust PFDs Get Sell Ratings
Arbor Realty Trust (ABR) Falls More Steeply Than Broader Market: What Investors Need to Know
Rumor Mill · ABR
Corporate developments & opportunities
No reviewed developments match this filter.
Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.
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