Ameris Bancorp (ABCB) Stock Score, Valuation & Financial Research
Ameris Bancorp is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 49/100.
Quick answer for ABCB
Ameris Bancorp currently has a Wall Street Score of 49/100. The stored market price is $84.02. Its financial score is 30/100. Its valuation score is 93/100. The latest WSS change is +1.3 points. These figures are a research snapshot, not a buy or sell recommendation.
What Ameris Bancorp does
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domes
ABCB financial snapshot
- Wall Street Score:
- 49/100
- Current price:
- $84.02
- Market capitalization:
- $5.65B
- Revenue:
- $1.70B
- Net income:
- $376.3M
- Free cash flow:
- $369.6M
- Cash:
- $237.4M
- Total debt:
- $1.39B
- EPS:
- 5.54
- P/E ratio:
- 15.2x
- Financial score:
- 30/100
- Valuation score:
- 93/100
- Revenue score:
- 25/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $369.6M, showing positive cash generation.
- The balance sheet shows $237.4M of cash versus $1.39B of total debt, so leverage deserves attention.
- The latest Wall Street Score change is +1.3 points: ABCB increased 1.3 points because Valuation improved by 13.9 points.
What the numbers mean
Its current valuation score is 93/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 30/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research ABCB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.