Atlantic American Corporation (AAME) Stock Score, Valuation & Financial Research

Atlantic American Corporation is in the Financial Services sector and Insurance - Life industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 55/100.

Quick answer for AAME

Atlantic American Corporation currently has a Wall Street Score of 55/100. The stored market price is $1.35. Its financial score is 40/100. Its valuation score is 88/100. The latest WSS change is +2.7 points. These figures are a research snapshot, not a buy or sell recommendation.

What Atlantic American Corporation does

Atlantic American Corporation (AAME) is an insurance holding company that, through its subsidiaries, delivers a diverse range of life, health, and property & casualty insurance offerings throughout the United States. Its operations are segmented into American Southern and Bankers Fidelity. Within its property and casualty division, AAME underwrites commercial auto coverage tailored for state and local government agencies, as well as various motor pool and fleet operators. This division also furnishes inland marine and general liability insurance. Additionally, it offers surety bonds, including those for subdivision development, school bus service contracts, and guarantees of performance and payment. Furthermore, the company's life and health insurance portfolio encompasses both individual and group whole life policies, alongside Medicare supplement plans. It also extends a suite of addit

AAME financial snapshot

Wall Street Score:
55/100
Current price:
$1.35
Market capitalization:
$27.5M
Revenue:
$208.2M
Net income:
$5.1M
Free cash flow:
$4.6M
Cash:
$34.4M
Total debt:
$37.8M
EPS:
0.24
P/E ratio:
5.7x
Financial score:
40/100
Valuation score:
88/100
Revenue score:
47/100

What stands out

  • Reported year-over-year revenue growth is +0.1%.
  • Free cash flow is $4.6M, showing positive cash generation.
  • The balance sheet shows $34.4M of cash versus $37.8M of total debt, so leverage deserves attention.
  • The latest Wall Street Score change is +2.7 points: AAME increased 2.7 points because Valuation improved by 19.7 points, Buffett improved by 2 points.

What the numbers mean

Its current valuation score is 88/100, which Wall Street Score classifies as strong within the model's valuation framework.

The financial score is 40/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-09-08.

How to research AAME

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.